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Space Above 'I his Line For Recording Data] DEED OF TRUST Chohon Loan Number SPT30104 Pazcel Number' DEFINITIONS Words uscrl in multiple sections of this document are defined below and other words are defined in Sections 3, 1 13, 19,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16 (A) "Security Instrument" means this document, which is dated January 31, 2003 together with all Riders to this document. (B) °Borrower "is Christopher R. Chohon and Tammy L. Chohon, Husband and Wife Borrower is the tnrstor under this Security Instrument. (C) "Lender" is Five Points Bank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender, address is P, O. Box 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated January 31, 2003 The Nate states that Borrower owes Lender One Hundred Fourteen Thousand And 00 /100 Dollars (U.S. $ 119, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2033 (F) "Property" means the property that is described below under the heading `Transfer of Rights in the Property." (G) "Imam" means the debt evidenced by the Note, plus inlnrest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Fnmily Fannie Mnr /Freddie Mac UNIFORM INS IRU HEST Form 30291/01 DnCIIINFI osr,e I JO naau) oa oil.VT% 06/19/2002 � m ry t i M s w 2 1 I.1 m r`0 � .+ V After Recording RcWm To C o cot f1 N 200301519 Space Above 'I his Line For Recording Data] DEED OF TRUST Chohon Loan Number SPT30104 Pazcel Number' DEFINITIONS Words uscrl in multiple sections of this document are defined below and other words are defined in Sections 3, 1 13, 19,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16 (A) "Security Instrument" means this document, which is dated January 31, 2003 together with all Riders to this document. (B) °Borrower "is Christopher R. Chohon and Tammy L. Chohon, Husband and Wife Borrower is the tnrstor under this Security Instrument. (C) "Lender" is Five Points Bank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender, address is P, O. Box 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated January 31, 2003 The Nate states that Borrower owes Lender One Hundred Fourteen Thousand And 00 /100 Dollars (U.S. $ 119, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2033 (F) "Property" means the property that is described below under the heading `Transfer of Rights in the Property." (G) "Imam" means the debt evidenced by the Note, plus inlnrest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Fnmily Fannie Mnr /Freddie Mac UNIFORM INS IRU HEST Form 30291/01 DnCIIINFI osr,e I JO naau) oa oil.VT% 06/19/2002