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200301512 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and wvenaots contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />--lama 30 -03 <br />- Borrower -Mat hew est£ 1 Date - <br />- Borrower - Bonnie West£a11 - Date - <br />NEERASRA--Single Family - Fannie MacTreddie Mae UNIFORM INSTRUMENT Form 30281101 <br />o om iz (Page12oj13Pages) <br />e.clux v ac lWr eoi <br />