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a_R- rcv)T— 200301490 200203541 23. Recunveyauce. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to F'mstee- 'Trustee shall recemvey the Property without warranty to the person or persons legally, entitled to it. Such person or persons shall pay any recordation costs. Leader may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, nary from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor truster; shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sect to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. ✓/. _._..._._ ...................... (Seat) ............_ ....�. ... Paul J. Hafrichler chter - Borrower .... _.... _._._ (Seal) Diana G. Hafrichter - Borrower [Space Below This Line For Acknowledgment] STATE ON NEBRASKA County of ......... ...Hall.. . _.......... The loregotug instrument was acknowledged hclore me this W 15;2002 __,,,_,., ... ............. .... ..... (date) by ?aulJ,Hotrich ?e[;. piano .G.HahlcMecHUS4andand.Wite... ...._....... .... __..... ........... _ _..__. .........(name of person acknowledged). My Commission expires: GENENAE NOTANXSblaof NeOnsra I,(I .. a (. .. i l • . rr.: III MICHELLE L. HRN000 - -.- - - -- ,,,, Notary Public If1 Comm. EW. AuO. NEBRASKA— Single Fumlly— F ... ia MaelFmddie Mae UNIFORM INSTRUMENT B,,k.resymnm :,—, sn. c—u MN r.—MU -r NC 8.17.2aa0 Form 30281/01 (1,7,f /,X )