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200301490
<br />DEFINITIONS
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<br />DEED OF TRUST
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<br />MAY 10 2002
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<br />Wards used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 �`
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16,
<br />(A) "Security Instrument" means this document, which is dated ......... .. 0,3t15,z00z .,_____,_._.,,....., together
<br />with all Riders to this document.
<br />(B) Borrower" is PRIIJ Hafrichlerand Oiana G..Hatrichter Husband and Wife...,. ......... ...... ..
<br />Burrower is the tmstor under this Security Instrument.
<br />(C) "Leader" is Henta. 9eBe 06 ..................................................................................... ...............................
<br />Lender is a GAUIP7d(IaO... _ .... .._ ........................................... ......................_........ organized and existing under
<br />the laws of the StigW.Of.Nebroft ......... _ _ _.. Lender's address is . 1333 North Webb Road, P.O. Box 5138,
<br />Grand..ls. Land N. l°.. 89. BP. 2 .......................................... ......... ........................................................................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is TlerOne Bank .... ......... ...... _. _ _....... _
<br />(E) "Note" means the promissory note signed by Borrower and dated 03.15 @002 ,,,,, ,, ,,,,,,,, .... Lite
<br />Note slates that Burrower owes Lender SRVaOIY.thPNSPOd.aPQ Rol JOB .......... ..... ..... ._ ................. ...............................
<br />.............__._..._.. _....__.......... ... Dollars (U.S. $ 70 „000,00......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .. _...... _. 04 -01201] ......
<br />. .I......... ....... ._...._ .. ............ ...._...._..... _... .......... .._..........
<br />(F) "Property” means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" meant the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security instrument, plus interest.
<br />(10 "Riders" means all Riders to this Security Instrument that are executed by Borrower The following Riders are to be
<br />executed by Burrower [check box as applicable]:
<br />❑ Adjustable Rare Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ OWer(s) [specify] .__.__... _.__...
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Appheable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, rem - appealable judicial opinions.
<br />(d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />unposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />010 "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or samer
<br />paper ivalmment, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a timueial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any pan of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for B) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to tune, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage load' even if the Loan dues not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that patty has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />NEBRASKA— Single Family Fannie MaelFreddie Irllr INSTRUMENT ,/f J
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<br />PVW wraski 119048
<br />(4 @��IVDC (OR) 349M
<br />1,84 2hrauoi193e�3]alaaol�r)
<br />Form 3028
<br />1101
<br />11111111 IIIII IN 111111 IIIIIIIIIIII
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