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P1 Pt r T. c>c� r) S °r h After Recording Return To: HERITAGE BANK 110 E 9TH STREET WOOD RIVER,NEBRASKA 68883 DEFINITIONS [Space AM1Ore'1'bis Line For Recording Uatel DEED OF TRUST Loan Number: 610114985 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document we also provided in Section 16. (A) "Security Instrument" means this document, which in dated JANUARY 20 together with all Riders to this document. (B) "Borrower" is MERL E. TIMMERMAN, JR. AND ELIZABETH TIMMERMAN, HUSBAND AND WIFE AS JOINT TENANTS HUSBAND AND WIFE AS JOINT TENANTS Borrower is the trnstor under this Security Instrument. (C) "Lender" is HERITAGE BANK Lender is a CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 Lender is the beneficiary under ibis Security Instrument. (D) "Trustee "is Heritage Bank 110 E 9th Street PO Box 487 Wood River NE 68883 (E) "Note" means the promissory note signed by Borrower and dated JANUARY 20 , 2003. The Note states that Borrower owes Lender FIFTY ONE THOUSAND AND 00/100 Dollars (U.S. $ 51 , 0 00 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2018 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) " Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and latechargesduu under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Fu,m 3028 1 /01 Page 1 of 13 Ni,.c l", CCnM1i�IC�NM9 80P 609 -I36S www.docmagic.com M11 S 'w m r"1 S A CC1i n c t f� ZD e a _SJ 2 —1 tV r z (d N �c H rn 200301146 [Space AM1Ore'1'bis Line For Recording Uatel DEED OF TRUST Loan Number: 610114985 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document we also provided in Section 16. (A) "Security Instrument" means this document, which in dated JANUARY 20 together with all Riders to this document. (B) "Borrower" is MERL E. TIMMERMAN, JR. AND ELIZABETH TIMMERMAN, HUSBAND AND WIFE AS JOINT TENANTS HUSBAND AND WIFE AS JOINT TENANTS Borrower is the trnstor under this Security Instrument. (C) "Lender" is HERITAGE BANK Lender is a CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 Lender is the beneficiary under ibis Security Instrument. (D) "Trustee "is Heritage Bank 110 E 9th Street PO Box 487 Wood River NE 68883 (E) "Note" means the promissory note signed by Borrower and dated JANUARY 20 , 2003. The Note states that Borrower owes Lender FIFTY ONE THOUSAND AND 00/100 Dollars (U.S. $ 51 , 0 00 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2018 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) " Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and latechargesduu under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Fu,m 3028 1 /01 Page 1 of 13 Ni,.c l", CCnM1i�IC�NM9 80P 609 -I36S www.docmagic.com