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/ r 0 N is � N LP V~ After recording return to: V ` J V Citicorp Trust Bank, fsb - P.O. Box 410 x � ] % e Hanover, MD 21076 4y C7 200301113 N U DEED OF TRUST THIS DEED OF TRUST is made this 22nd day of January . 2003 among the Truster, DARWIN R. HAHN AND CINDY S. HAHN HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHTS OF SURVIVORSHIP (herein "Borrower "), Michael F. Kivett (herein "Trustee "), and the Beneficiary, CITICORP TRUST BANK, FSB , a federal savings bank chartered under the laws of the United States of America , whose address Is 100 COh[MERCE DRIVR NEWARK DE 19713 (herein "Lender "). BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: LOT 13, LEHEIGHTS 4TH SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. which has the address of 4215 KAY AVE GRAND ISLAND Nebraska 68803 (herein "Property Address "); 'TOGETHER with all the improvements now or hereafter erected on the property, and all casements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Treat; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 01/22/2003 and extensions and renewals thereof (herein "Note "), in the principal sunr of U.S. S 116, 928.23 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 02 / 05/2018 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants Ihni Borrower warrants mud will defend generally the title to the Property against all claims and demands, subject to encumbrnws of record. Nebraska 2687641/98 Original(Recorded) Copy(Branch) Copy(Customer) N,I,t5