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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 acrd 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 21 , 2003 , together with all Riders to this document. (B) "Borrower " is STEVEN M.DORN, HUSBAND AND WIFE AND VICKY L. DORN, HUSBAND AND WIFE Borrower is the truslor under this Security Instrmnent. (C) "Lender" is HF,RITAGE BANK Lender is a BANKING CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 IAndCr is the beneficiary under this Security Instrument. (D) "Trustee" is (ba—r—t— (E) "Note" means die promissory note signed by Borrower and dated JANUARY 21 , 2003 . The Note states that Borrower owes Lender ONE HUNDRED FORTY ONE THOUSAND AND 00100 Dollars (U.S. $ 141,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2033 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property (0) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges said late charges due under the Note, said all sours due under this Security Instrument, plus interest. NEBRASKA— Sinyle Form 3028 1101 Page tot / C e.omei ao, II I II I I II II I111111II III] HIM I II I111I II I II III 1111111 II111 ill 111 =T N Atler Recording Rumor To: HERTTAGE BANK 1333 N WEBB RD GRAND ISLAND,NEBRASKA 68803 [Byaee Abme This Us,, For Recording Data] DEED OF TRUST DEFINITIONS Loan Number: 2310668 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 acrd 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 21 , 2003 , together with all Riders to this document. (B) "Borrower " is STEVEN M.DORN, HUSBAND AND WIFE AND VICKY L. DORN, HUSBAND AND WIFE Borrower is the truslor under this Security Instrmnent. (C) "Lender" is HF,RITAGE BANK Lender is a BANKING CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 IAndCr is the beneficiary under this Security Instrument. (D) "Trustee" is (ba—r—t— (E) "Note" means die promissory note signed by Borrower and dated JANUARY 21 , 2003 . The Note states that Borrower owes Lender ONE HUNDRED FORTY ONE THOUSAND AND 00100 Dollars (U.S. $ 141,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2033 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property (0) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges said late charges due under the Note, said all sours due under this Security Instrument, plus interest. NEBRASKA— Sinyle Form 3028 1101 Page tot / C e.omei ao, II I II I I II II I111111II III] HIM I II I111I II I II III 1111111 II111 ill 111