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u1021011lmaM <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated January 17th, 2003 , <br />together with all Riders to this document. <br />(B) "Borrower" is TODD J WORAK, A /K /A TODD JEROME DVORAK, and HHIDI C DVORAK, <br />A /K /A HEIDI CAPRICE DVORAK, HUSBAND AND WIFE <br />Borrower is the tmstor under this Security Instrument <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />E)NE) lOaos1.01 <br />PeBe 1 "115 Inu <br />VMF MORTGAGE FORMS - 18001621 7291 <br />I <br />s <br />N <br />W <br />� <br />rD i6 <br />200300958 <br />Cog <br />Return To: <br />N <br />Home Federal Savings and <br />Loan Association of Grand Island <br />- <br />221 South Locust <br />St <br />Grand Island, NE <br />68801 <br />` <br />Prepared By: <br />Nancy Knapp <br />221 South Locust <br />St <br />- <br />Grand Island, HE <br />68801 <br />7S SQ <br />[Space Above This Line For Recording Data]— - <br />DEED <br />OF TRUST <br />u1021011lmaM <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated January 17th, 2003 , <br />together with all Riders to this document. <br />(B) "Borrower" is TODD J WORAK, A /K /A TODD JEROME DVORAK, and HHIDI C DVORAK, <br />A /K /A HEIDI CAPRICE DVORAK, HUSBAND AND WIFE <br />Borrower is the tmstor under this Security Instrument <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />E)NE) lOaos1.01 <br />PeBe 1 "115 Inu <br />VMF MORTGAGE FORMS - 18001621 7291 <br />Farm 3028 1101 <br />I <br />Farm 3028 1101 <br />