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( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY <br />("I Trustee" ). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N 80111 <br />( "Lender "). Borrower owes Lender the principal sum of <br />NINETY -NINE THOUSAND ONE HUNDRED SIXTEEN AND 00 /100 <br />Dollars (U.S. $ 99,116.00 ). This debt is evidenced by Borrowers note dated the same date as this Security <br />Instrument ( "Note "), which provides for mmRldy payments, with the full debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2033 This Security Instrument secures to Lender (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />Soros, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the bust herein created, irrevocably grants and conveys to Tmstee, in nest, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT TWENTY -TWO (22) IN FONNER VIEW SECOND SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 1110 HALL COURT, GRAND ISLAND [strict, City]. <br />Nebraska 68803 [71p(omei( "Property Address"); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all casements, appurtenances, and <br />fixtures now or hereafter a pail of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing in referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including but not limited to, the tight to foreclose and sell the Property; and to take any action required of <br />Lender including but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed of Truss - 2/91 <br />ooevan-ei Pagel cf6 <br />uocouaas.vTa 12 /21 /2aaY <br />ro <br />When Recorded Mail To: <br />rC <br />z a <br />CHERRY CREEK MORTGAGE CO., INC. <br />7600 E. ORCHARD RD #250 -N l <br />rj <br />S <br />r <br />GREENWOOD VILLAGE, CO 80111 �� l ( <br />� � <br />(a, �, �L <br />ro <br />� rn <br />W <br />N <br />W <br />ci <br />200300951 <br />Cr) <br />.� <br />i <br />N <br />[spare Above 1 his Line Fur Recurding Data] <br />PAINTER <br />LOAN NUMBER: <br />16600216 <br />DEED OF TRUST <br />CASE NUMBER: <br />321-2251987-703 <br />MIN: 100030200166002160 <br />C� <br />v <br />O <br />THIS DEED OF TRUST ( "Security Instrument ") is made on JANUARY 23, <br />2003 <br />,among the grantor <br />WALT PAINTER AND AMY PAINTER, HUSBAND AND WIFE <br />( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY <br />("I Trustee" ). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N 80111 <br />( "Lender "). Borrower owes Lender the principal sum of <br />NINETY -NINE THOUSAND ONE HUNDRED SIXTEEN AND 00 /100 <br />Dollars (U.S. $ 99,116.00 ). This debt is evidenced by Borrowers note dated the same date as this Security <br />Instrument ( "Note "), which provides for mmRldy payments, with the full debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2033 This Security Instrument secures to Lender (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />Soros, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the bust herein created, irrevocably grants and conveys to Tmstee, in nest, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT TWENTY -TWO (22) IN FONNER VIEW SECOND SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 1110 HALL COURT, GRAND ISLAND [strict, City]. <br />Nebraska 68803 [71p(omei( "Property Address"); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all casements, appurtenances, and <br />fixtures now or hereafter a pail of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing in referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including but not limited to, the tight to foreclose and sell the Property; and to take any action required of <br />Lender including but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed of Truss - 2/91 <br />ooevan-ei Pagel cf6 <br />uocouaas.vTa 12 /21 /2aaY <br />