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14 After Recording Return To: CENTRAL NATIONAL BANK P.O. BOX 268 SUPERIOR, HE 68978 -0268 LOAN #: 2233876 200300946 -- -[Space Above Thu Low Fur Reenrding DEED OF TRUST DEFINITIONS Words used in malliple sections of this document are defined below and other words arc defined in Sections 3, 11, 13, 18, 20 and 21. Ccrlain rules regarding the usage of words used in this document are also provided in Section 16 . (A) "Security Instrument' means this document, which is dated JANUARY 14, 2003, together with all Riders to this document. (B) "Borrower" is GERALD V WICHMAN AND TAMMY L WICRs1AN, HUSBAND AND WIFE. Borrower is the truster under this Security Instrument. (C) "Lender" is CENTRAL NATIONAL BANK. Lender is a NATIONAL BANK organized mid existing under the laws of THE UNITED STATES OF AMERICA. Lcodcr'saddoess is 411 NORTH NATIONAL STREET, SUPERIOR, HE 68978. Lender is the beneficiary under this Security Instrument (D) "Trustee " is CENTRAL NATIONAL BANK, A NATIONAL BANK. (E) "Note" means the promissory note signed by Rormwcr and dated JANUARY 14, 2003. The Note stales that Borrower owes Lender****wxwwxxwxx*wx*waw*w**x***** ******** ***SEVENTY THOUSAND AND N01100 «« « « «a « +a + +a*« wxw «x a*aaa +aa +* +****************** Dollars(U.S. $70,000.00 ) plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2023. (F) "Property" mains the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" mcans the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following Riders are to be executed by Borrower [check box as applicablel L Adjustable Rate Rider CI Condominium Rider Second IIame Rider `I Balloon Rider O Planned Unit Development Rider DOther(s)[specify) —J 1 -4 Family Rider Biweekly Payment Rider NEBRASKA Singly to 1, Fannin Mac /Freddie Mac UNIFORM INSTRU'MEN'T Initials: Fenn 30281/01 Page 1 of 8 N, IDEFD 0109 M n (> on T n n C z in n N x 2 p rrt m n :3 c r n o 200300946 -- -[Space Above Thu Low Fur Reenrding DEED OF TRUST DEFINITIONS Words used in malliple sections of this document are defined below and other words arc defined in Sections 3, 11, 13, 18, 20 and 21. Ccrlain rules regarding the usage of words used in this document are also provided in Section 16 . (A) "Security Instrument' means this document, which is dated JANUARY 14, 2003, together with all Riders to this document. (B) "Borrower" is GERALD V WICHMAN AND TAMMY L WICRs1AN, HUSBAND AND WIFE. Borrower is the truster under this Security Instrument. (C) "Lender" is CENTRAL NATIONAL BANK. Lender is a NATIONAL BANK organized mid existing under the laws of THE UNITED STATES OF AMERICA. Lcodcr'saddoess is 411 NORTH NATIONAL STREET, SUPERIOR, HE 68978. Lender is the beneficiary under this Security Instrument (D) "Trustee " is CENTRAL NATIONAL BANK, A NATIONAL BANK. (E) "Note" means the promissory note signed by Rormwcr and dated JANUARY 14, 2003. The Note stales that Borrower owes Lender****wxwwxxwxx*wx*waw*w**x***** ******** ***SEVENTY THOUSAND AND N01100 «« « « «a « +a + +a*« wxw «x a*aaa +aa +* +****************** Dollars(U.S. $70,000.00 ) plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2023. (F) "Property" mains the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" mcans the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following Riders are to be executed by Borrower [check box as applicablel L Adjustable Rate Rider CI Condominium Rider Second IIame Rider `I Balloon Rider O Planned Unit Development Rider DOther(s)[specify) —J 1 -4 Family Rider Biweekly Payment Rider NEBRASKA Singly to 1, Fannin Mac /Freddie Mac UNIFORM INSTRU'MEN'T Initials: Fenn 30281/01 Page 1 of 8 N, IDEFD 0109