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Space Above This Line For Recording Data - F DEED OF TRUST =. NlA2Aar: tee 5PT21116 Pac'cel Number: DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, I8, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated December 13, 2002 together with all Riders to this document. (B) °Borrower "is Sandra F. Van Zyl, Trustee for the Sandra F. Van Zyl Revocable Trust under the Trust Agreement dated September 3, 1998 Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Bank Lender is a Commercial Bank lavesof Nebraska Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank organized and existing under the .Lender's address is P.O. Be. 1507 (E) "Note" means the promissory note signed by Borrower and dated December 13, 2002 The Note states that Borrower owes Lender Eighty Thousand And 00 /100 Dollars (U.S. S 80, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in PoII not later than January 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. VF, RRASKA— Single Family -- Fannie Mae /Freddie Mac l IN] FORM INSTRUMENT Form 302M 1/01 oocurnEi (Page l afl2pag DOCrIN61 vrx 12 /01/2000 M n r s > Q12 a00r(W n 200300920 Z z CS nu, fii t '�j\ M Iles r-rl —1 f n O :.D —md O U) N M M After Recording Return To: N Q r—` n N .3 i N � (4 N .a �, n N w 200214272 Space Above This Line For Recording Data - F DEED OF TRUST =. NlA2Aar: tee 5PT21116 Pac'cel Number: DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, I8, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated December 13, 2002 together with all Riders to this document. (B) °Borrower "is Sandra F. Van Zyl, Trustee for the Sandra F. Van Zyl Revocable Trust under the Trust Agreement dated September 3, 1998 Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Bank Lender is a Commercial Bank lavesof Nebraska Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank organized and existing under the .Lender's address is P.O. Be. 1507 (E) "Note" means the promissory note signed by Borrower and dated December 13, 2002 The Note states that Borrower owes Lender Eighty Thousand And 00 /100 Dollars (U.S. S 80, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in PoII not later than January 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. VF, RRASKA— Single Family -- Fannie Mae /Freddie Mac l IN] FORM INSTRUMENT Form 302M 1/01 oocurnEi (Page l afl2pag DOCrIN61 vrx 12 /01/2000