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200300922 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Sa) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />Seal) <br />Kathryn dame - Borrower <br />Christophll B. 11Y ms - Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Sea]) <br />Borrower <br />(S-6AME) waas Page is or 15 Form 3028 1/01 <br />