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200300849 <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this <br />Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants <br />and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. <br />[Check applicable box(es)] <br />❑ Condominium Rider ❑ Graduated Payment Rider ❑ Other(s)[specify] <br />❑ Planned Unit Development Rider ❑ Growing Equity Rider <br />❑ Adjustable Rate Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any riders) <br />executed by Borrower and recorded with it. <br />Witnesses: <br />- Borrower <br />State of �C /ld LEJM/ <br />County of <br />ids >� rr c (Seal) <br />TIMOTH'l/DUCHARME - porrower <br />- Borrower <br />- porroxer <br />This foregoes instrumen/I was /� /}knowledged before me on this �� �� �QCC7 _ <br />by�� //Y//�7fii as <br />s[{IEXW.XORB <br />KRIS � <br />m. W, ted Nb20rue I p tmw t Ya <br />�c�uses <br />r <br />;(Stgna re of person taking acknowledgment) <br />(Title or rank) <br />(Serial number, if any) <br />Page 6 of 6 <br />