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200300838 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instru(mn ent m any Rider executed by Borrower and recorded with it. <br />- Borrower - Pamela Duering Id Date - <br />-� / -1'r 3 <br />Dru a ing - Date - <br />As Husband of Borrower, Pamela Doering <br />NEBRASKA -- Single Fmnily-- Fann ie Mae/Freddie Mac UNIFORM INS I RUNIENT Form 30281/01 <br />oocmrvna (Page R ofl3pog ) <br />oowiaec vrx ospsiaoox <br />