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DEFINI HONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security instrument" means this document, which is dated January 17, 2003 together with all Riders to this document. (0)6Borrower "is Pamela Doering, a Married Woman and Den A. Duering, her husband as Truster Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Sank Lender is Commercial Bank lawsof Nebraska Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee "is Central National Bank organized and existing under the .Lender's address is P.O. Box 1507 (E) "Note" means the promissory note signed by Borrower and dated January 17, 2003 the Note states that Borrower owes Lender Sixty -Bevan Thousand Two Hundred And 00 /100 Dollars (U.S. $ 67,200.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges mid late charges due wider the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA- Single Fmnily -- Fannie hlae /Fred0le bloc UNIFORM INSTRp4x LN 1 Form 30381/01 mrvai oocvi "ci.vxx ac /isnooz n:u 9 Y T m ni I n C� < Y i Co rat Ul W N a' .A ill V7 I After Recording Return To: I on 200300838 c� v� - c =; _s —' )Space Above This Line For Recording Data] mac• DEED OF TRUST nueang oan n e 5PT21221 P.SC91 Numbez: DEFINI HONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security instrument" means this document, which is dated January 17, 2003 together with all Riders to this document. (0)6Borrower "is Pamela Doering, a Married Woman and Den A. Duering, her husband as Truster Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Sank Lender is Commercial Bank lawsof Nebraska Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee "is Central National Bank organized and existing under the .Lender's address is P.O. Box 1507 (E) "Note" means the promissory note signed by Borrower and dated January 17, 2003 the Note states that Borrower owes Lender Sixty -Bevan Thousand Two Hundred And 00 /100 Dollars (U.S. $ 67,200.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges mid late charges due wider the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA- Single Fmnily -- Fannie hlae /Fred0le bloc UNIFORM INSTRp4x LN 1 Form 30381/01 mrvai oocvi "ci.vxx ac /isnooz