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O U: �! r CD `S3 f q i E 1 CD -1- j IM Iff, 200300834 [Space Above This Line For Recording Data] S _ DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided In Section 16. (A) "Security Instrument" means this document, which is dated —January-111th 17th _, _ 2003 , together with all Riders to this document. (B) "Borrower" is MARY B. RICH . AS A SINGLE PERSON Borrower is the trustor under this Security Instrument. (C) "Lender" is Community Mortgage Company . Lender is a _ Corporation organized and existing under the laws of the State of Nebraska Lender's address is P.O. Box 6577 Lincoln, NE 68506 -0577 Lender is the beneficiary under this Security Instrument. (D) 'Trustee" is COMMERCIAL FEDERAL BANK A FEDERAL SAVINGS BANK (E) "Note" means the promissory note signed by Borrower and dated January 17th 1 2003 The Note states that Borrower owes Lender Thirl On¢ Thousand Five Hundred Fift and 001100 Dollars (U.S. 8 31,550.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1. 2033 (F) "Properly" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument plus interest. (H) "Riders" means all Riders to this SecurAy Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Othads) [specoyj NIFA ❑ 1-4 Family Rider ❑ Biweekly Payment Rider ADDENDUM (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA -smpl. F.rnq- Fannie Mae /Froddie Mac UNIFORM INSTRUMENT Form 3028 1/01( a `• 1 "1 , s FIM86 LMa (111n0) �