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( "Borrower'). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />('Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is orgunized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N 80111
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />NINETY -ONE THOUSAND SEVEN HUNDRED SEVENTY -POUR AND 00 /100
<br />Dollars (US -$ 91,774.00 )- This debt is evidenced by Borrowers note dated the same date as this Security
<br />Instrument ( "Nate "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />FEBRUARY 1, 2033 This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />suers, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the perfortnance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT 13, BLOCK 5, KOEHLER PLACE, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 241 SOUTH VINE STREET, GRAND ISLAND [se,&, city,
<br />'.Nebraska 68801 ILip Code] ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the tight to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument,
<br />FHA Nebraska Deed of Trust -2N I
<br />.1111Iur, Page l of 6
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<br />DEED OF
<br />TRUST
<br />CASE NUMBER:
<br />321- 2247136 -703 -
<br />MIN: 100030200166001774
<br />THIS DEED OF TRUST ( "Security
<br />Instrument ") is made on
<br />JANUARY 17,
<br />2003
<br />, among the grantor
<br />DETH VANDARA AND LINDA VANDARA, HUSBAND AND
<br />WIFE
<br />( "Borrower'). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />('Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is orgunized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N 80111
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />NINETY -ONE THOUSAND SEVEN HUNDRED SEVENTY -POUR AND 00 /100
<br />Dollars (US -$ 91,774.00 )- This debt is evidenced by Borrowers note dated the same date as this Security
<br />Instrument ( "Nate "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />FEBRUARY 1, 2033 This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />suers, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the perfortnance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT 13, BLOCK 5, KOEHLER PLACE, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 241 SOUTH VINE STREET, GRAND ISLAND [se,&, city,
<br />'.Nebraska 68801 ILip Code] ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the tight to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument,
<br />FHA Nebraska Deed of Trust -2N I
<br />.1111Iur, Page l of 6
<br />aocooesl.vvx 1/211 -11
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