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<br />ceded permitted limits will be refunded to Borrower. Lender maychooseto make
<br />under the Note or by making a direct payment to Borrower. If refund reduces
<br />charge is provided for under the Note). Borrower's acceptance ofany such refund made by direct payment to Borrower will
<br />constitute a waiver ofany right ofaction Borrower might have arising out ofsuch overcharge.
<br />15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in
<br />writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower
<br />when mailed by first class mail or when actually delivered to Borrower's notice address ifsent by other means. Noticeto any
<br />one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice
<br />address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender.
<br />Borrower shall prompptlyy notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting
<br />Borrower's change ofaddress, then Borrower shall only report a change ofaddress through that specified procedure. There
<br />maybe only one designated notice address under this Security instrument at anyone time. Any notice to Lender shall be
<br />given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated
<br />another address by notice to Borrower Any notice in connection with this Security Instrument shat l not be deemed to have
<br />been given to Lender until actually received by Lender. Ifany notice required by this Security Instrument is also required
<br />under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security.
<br />Instrument.
<br />16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by
<br />federal law and the law ofthe jurisdiction in which the Property is located. All rights and obligations contained in this
<br />Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable law might explicitly or
<br />implicitly allow the parties to agree by contractor it might be silent, but such silence shall not be construed as a prohibition
<br />against agreement by contract. In the event that any provision or clause ofthis Security Instrument or the Note conflicts with
<br />Applicable Law, such conflict shall not affect other provisions ofthis Security Instrument or the Note which can be given
<br />effect without the conflicting provision.
<br />As used in this Security Instrument: (a) words ofthe masculine gender shall mean and include correspon,12 neuter
<br />words or words ofthe feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and of the
<br />word "may" gives sole discretion without any obligation to take any action.
<br />17. Borrower's Copy. Borrower shall be given one copy ofthe Note and ofthis Security Instrument.
<br />18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, `Interest in the
<br />Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests
<br />transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent ofwhich is the
<br />transfer of title by Borrower at a future date to a purchaser.
<br />[fall or any part ofthe Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural
<br />person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may
<br />require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be
<br />exercised by Lender fsuch exercise is prohibited by Applicable law.
<br />If Lender exercises this option, Lender shall give Borrower notice ofacceleration. The notice shall provide a period
<br />afoot less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all
<br />sums secured by this Security Instrument. I(Borrower fails to pay these sums prior to the expiration ofthis period, Lender
<br />may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.
<br />19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall
<br />have the right to have enforcement ofthis Security Instrument discontinued at any time prior to the earliest of (a) five days
<br />before sale ofthe Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as
<br />Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry ofajudgmeat enforcing this
<br />Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this
<br />Security Instrument and the Now as if no acceleration had occurred; (b) cures any default of any other covenants or
<br />agreements; (c) pays all expenses incurred
<br />in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and
<br />valuation fees, and other fees incurred for the purpose ofprotecting Lenders interest in the Property and rights under this
<br />Security Instrument; and (d) takes such action a, Lender may reasonably require to assure that Lender's interest in the
<br />Property and ti fits under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security
<br />Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one
<br />or more ofthe following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's
<br />check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal
<br />agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
<br />Instrument and obligations secured hereby shall remain fully effective as ifno acceleration had occurred. However, this right
<br />to reinstate shall not apply in the case of acce leration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer, Notice ofGrievance. The Note or a partial interest in the Note
<br />(together with this Security Instrument) can be sold one or more times withoutprior notice to Borrower. A sale might result
<br />to a change in the entity (known m the "Loan Services") that collects Periodic Payments due under the Note and this Security
<br />Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument and Applicable
<br />Law. There also might be one or more changes ofthe Loan Servicer unrelated to a sale ofthe Note. Ifthere is a change of
<br />the Loan Servicer, Borrower will be given written notice ofthe change which will state the name and address ofthe new
<br />Loan Servicer, the address to which payments should be made and any other information RE SPA requires in connection with
<br />a notice oftransfer ofservicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the
<br />purchaser ofthe Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be
<br />transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note
<br />purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to anyjudicial action (as either an individual
<br />litigant or the member ofa class) that arises from the other party's actions pursuant to this Security Instrument or that alleges
<br />that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such
<br />Borrower or Lender has notified the other parry (with such notice given in compliance with the requirements of Section 15)
<br />of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take
<br />corrective action. IfApplicable law provides a time period which must elapse before certain action can betaken, that time
<br />period will be deemed to be reasonable for purposes ofthis paragraph. The notice ofacceleration and opportunity to cure
<br />given to Borrower pursuant m Section 22 and the notice of acceleration given to Borrower pursuant to Section I8 shall be
<br />deemed to satisfy the notice and opportunity to take corrective action Provisions ofthis Section 20.
<br />21. Hazardous Su Loan aces. As used in [Iris Section 21: (a) "Hazardous Substances" are those substances
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline,
<br />kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
<br />containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of
<br />the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) "Environmental
<br />Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an
<br />"Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />NEBRASKA — Slagle Family— Fannie MacTreddie Mae UNIFORM INSTRFMENT For.3028 1Nl a,,,6of8,ng )
<br />9754 CV (1/021 1640150
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