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Words used in multiple sections of this document are defined below and other words are deGncd in Sections 3, <br />11, 13, 18, '20 and 21. Certain rules regarding [tic usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 16, 2003, together with all <br />Riders to this document. <br />(B) "Borrower" is JOYCE C. CLAUSEN, A SINGLE WOMAN. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and <br />existing under the laws of COLORADO. Lender's address is 3300 F. IST AVENUE, SUITE 460, <br />DENVER, COLORADO 50206. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors mid assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, mid has an addruss and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, nel. ('888) 679 -MERS. <br />(F) "Note" means the promissory note signcxl by Burrower and used JANUARY 16, 2003. The Note states <br />that Rurrowcr owes Lender FORTY -TWO THOUSAND THREE HUNDRED AND 00 /100ths Dollars <br />(U.S.$42,300.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 1, 2018. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />property." <br />e "r—c. mhht. U QVC <br />NEBRASKA Single Family Fawrie Mae /Freddie M., UNIFORM INSTRUMENT Form 3028 1/01 Esq, I of 13,,,,) <br />T <br />on <br />S <br />Y Z <br />1� <br />m <br />to Vi <br />s <br />r <br />anc <br />= <br />to <br />O <br />G ca <br />— <br />y <br />O <br />O <br />After Recording Return To: <br />N <br />Z <br />W <br />CHERRY CREEK MORTGAGE <br />CO., INC. <br />3300 E. 1ST AVENUE, SUl'1'E 460 <br />rn <br />m <br />DENVER, COLORADO 80206 <br />[Space Above I his <br />Line tor Recording Datai <br />Earn <br />Number <br />16600198 <br />O <br />MERS Number 100030200166001980 <br />DEED <br />OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are deGncd in Sections 3, <br />11, 13, 18, '20 and 21. Certain rules regarding [tic usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 16, 2003, together with all <br />Riders to this document. <br />(B) "Borrower" is JOYCE C. CLAUSEN, A SINGLE WOMAN. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and <br />existing under the laws of COLORADO. Lender's address is 3300 F. IST AVENUE, SUITE 460, <br />DENVER, COLORADO 50206. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors mid assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, mid has an addruss and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, nel. ('888) 679 -MERS. <br />(F) "Note" means the promissory note signcxl by Burrower and used JANUARY 16, 2003. The Note states <br />that Rurrowcr owes Lender FORTY -TWO THOUSAND THREE HUNDRED AND 00 /100ths Dollars <br />(U.S.$42,300.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 1, 2018. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />property." <br />e "r—c. mhht. U QVC <br />NEBRASKA Single Family Fawrie Mae /Freddie M., UNIFORM INSTRUMENT Form 3028 1/01 Esq, I of 13,,,,) <br />