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n r <br />call <br />m n <br />O' <br />i m t• ,—+ � rte' Ci c9 <br />P � <br />to <br />N <br />After Recording Return To: O <br />HERITAGE BANK <br />1333 N WEBB RD <br />f GRAND ISLAND, NEBRASKA 68803 <br />- [Space Above Tluv Loo For Rerordiug Data] <br />DEED OF TRUST \ <br />DEFINITIONS Loan Number: 99 -0148 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 6 12003 <br />, <br />together with all Riders to this document. <br />(B) "Borrower" is ARTHUR E. MOELLER, HUSBAND AND WIFE AND SHARON A. <br />MOELLER, HUSBAND AND WIFE HUSBAND AND WIFE <br />Borrower is the tmstor under this Security Instrument <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK <br />(R) "Note" means the promissory note signed by Borrower and dated JANUARY 6 , 2003. <br />The Note states that Borrower owes Lender SIXTY THOUSAND AND 00/100 <br />Dollars (U.S. $ 6 0, 0 0 0 . 0 0 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family Fannie Mae /Freddie Mac UNIFORM INSTR <br />Form 3028 1 /O] Page 1 of 13 <br />Ne.U., <br />zL <br />