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<br />(C) "Lender" in WELLS FARGO BANK NEBRASKA, NATIONAL ASSOCIATION.
<br />Lender is a NATIONAL ASSOCIATION
<br />organized and existing wider the laws of
<br />THE UNITED STATES OF AMERICA.
<br />Lender's address is 4725 S 94th St, Ralston, NE 68127.
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is WELLS FARGO BANK NEBRASKA, NATIONAL ASSOCIATION
<br />(F) "Note" means the promissory note signed by Borrower and dated December 16, 2002. The Note states that
<br />Borrower owes Lender THIRTY FIVE THOUSAND ONE HUNDRED NINETY SIX and 60/100 Dollars (U.S.
<br />$35,196.60) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the
<br />debt in full not later than January 3, 2018. This Security instrument secures 150% of the amount of the Note.
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />BTI "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders
<br />are to be executed by Borrower [check box as applicable]:
<br />E] Adjustable Rate Rider p Condominium Rider El Second Home Rider
<br />p Balloon Rider p Planned Unit Development Rider p 1 -4 Family Rider
<br />p VA Rider p Biweekly Payment Rider El Other(s) [specify]
<br />(F) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
<br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable
<br />judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other
<br />charges that ate imposed on Borrower or the Property by a condominium association, homeowners association
<br />or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, insuaret, or authorize a financial institution to debit or credit an
<br />account. Such tern includes, but is not limited to, point- of-sale transfers, automated teller machine transactions,
<br />transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that me described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage
<br />to, or destruction of, the Properly; (it) condemnation or other taking of all or any part of the Property; (iii)
<br />conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition
<br />of the Properly.
<br />(N) "Mortgage insurance" means insurance protecting Lender against the nonpayment of, or default on, the
<br />Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the
<br />Note, plus (it) any amounts under Section 3 of this Security Instrument.
<br />Irimils
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