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0 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated January 10th, 2003 <br />together with all Riders in this document. <br />(B) "Borrower" is MICHAEL J ZOLROSRI and EAREN H HARVEY HOT S AEA ]KAREN <br />HARVEY HOLMES, HOSBAND AND WIFE <br />Borrower is the Dustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />(WINNE) Iaoos of <br />Pella 1 or 15 Initials: <br />VMP MORTGAGE FORMS - Ill W I52t -7291 <br />a <br />\ <br />TV <br />T <br />I <br />rut <br />n <br />3. <br />m <br />N 3. <br />m <br />d <br />m <br />O <br />' <br />) <br />t..1 <br />3 <br />A <br />0 <br />J <br />O <br />N <br />Return To: <br />' <br />Home Federal Savings <br />and Loan Association of Grand <br />Island <br />221 South Locust <br />St <br />Grand Island, NE <br />68801 <br />prepared By: <br />Stephanie Lilienthal <br />221 South Locust <br />St <br />Grand Island, HE <br />68801 <br />"C <br />[Space Above TMa <br />L'me For Recording Data] <br />DEED <br />OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated January 10th, 2003 <br />together with all Riders in this document. <br />(B) "Borrower" is MICHAEL J ZOLROSRI and EAREN H HARVEY HOT S AEA ]KAREN <br />HARVEY HOLMES, HOSBAND AND WIFE <br />Borrower is the Dustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />(WINNE) Iaoos of <br />Pella 1 or 15 Initials: <br />VMP MORTGAGE FORMS - Ill W I52t -7291 <br />