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200300645 <br />BY SIGNING BELOW, Borrower aeoepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />—f (Sea]) <br />MONTE L SHULTZ - Anrmwer <br />-/& & v &A J& (Seat) <br />MICHELLE G SHOLTZ U -Borrower <br />(Sea]) - <br />(Seal) <br />- Anrrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- HOrmwer <br />-5nrr " <br />(Seal) <br />Aorrower <br />_ (Seal) <br />A�rr�wer <br />`m -61NE1 iooas.oi r,y, to m 15 Form 3028 1101 <br />