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200300638 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />LINDA RAY POLLARD - Bmruwer <br />(Sc d) <br />Bmrowcr <br />_ (Seal) (Seal) <br />- rlomnwer - Borrowcr <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- BOrmwer - Bomnwer <br />-BINEI i000s.oi rasa ra a rs Form 3028 1/01 <br />i <br />