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a.} DEED OF TRUST <br />Loan No: 456160 4VO30060 ( (Continued) Page 4 <br />Governing Law. This Dead of Trust will be governed by and interpreted in accordance with federal law and the laws of the State of <br />Nebraska. This Deed of Trust has been accepted by Lender In the State of Nebraska. <br />Choice of Venue. It there is a lawsuit, Truster agrees upon Lender's request to submit to the jurisdiction of the courts of Hall County, State <br />of Nebraska. <br />Time is of the Essence. Time is of the essence in the performance of this Deed of Trust. <br />Waiver of Homestead Exemption. Truster hereby releases and waives all rights and benefits of the homestead exemption laws of the State <br />of Nebraska as to all Indebtedness secured by this Dead of Trust. <br />DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust: <br />Beneficiary. The word "Beneficiary" means Five Points Bank, and its successors and assigns. <br />Borrower. The word "Borrower' means TRINIDAD J AGUILAR and BONNIE J AGUIIAR, and all other persons and entities signing the <br />Credit Agreement. <br />Credit Agreement. The words "Credit Agreement" mean the credit agreement dated December 26, 2002, with credit limit Of <br />$25,000.00 from Borrower to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and <br />substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is December 31, 2007. <br />Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Truster, Lender, and Trustee, and includes without limitation all <br />assignment and security interest provisions relating to the Personal Property and Rants. <br />Environmental Laws. The words "Environmental Laws" mean any and all state, federal and local statutes, regulations and ordinances <br />relating to the protection of human health or the environment, including without limitation the Comprehensive Environmental Response, <br />Compensation, and Liability Act of 1960, as amended, 42 U.S.C. Section 9601, at seq. ( "CERCLW), the Supedund Amendments and <br />Reauihon¢ation Act of 1986, Pub. L. No. 93499 ( "SARA "), the Hammous Materials Transportation Act, 49 U.S.C. Section 1801, at seq., the <br />Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, at seq., or other applicable state or federal laws, rules, or regulations <br />adopted pursuant thereto. <br />Event of Default. The words "Event of Default" mean any of the events of default set forth in this Deed of Trust in the events of default <br />section of this Deed of Trust. <br />Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens provision of this Dead of <br />Trust. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on the <br />Real Property, facilities, additions, replacements and other construction an the Real Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Credit <br />Agreement or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the <br />Credit Agreement or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses <br />incurred by Trustee or Lender to enforce Trustors obligations under this Deed of Trust, together with interest on such amounts as provided <br />in this Dead of Trust. <br />Lender. The word 'tender means Five Points Bank, its successors and assigns. The words "successors or assigns" mean any person or <br />company that acquires any interest in the Credit Agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter <br />owned by Truster, and new or hereafter attached or affixed to the Real Property; together with all accessions, pads, and additions to, all <br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance <br />proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The word "Property' means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments, <br />agreements and Documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits dell from the <br />Property. <br />Truster. The word'7rustor" means TRINIDAD J AGUILAR, BONNIE J AGUILAR and ALJR TRUST <br />