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200300602 <br />609675996 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) <br />Rnrmwcr <br />_ (Seal) <br />- Rmrower <br />_ (Seal) <br />R—e' <br />(Seal) <br />Rorrnwer <br />Fannie Mae/Freddw Mnc UNIFORM INSTRUMENT 1101 <br />RDI9 - 07/01 (Page 3) <br />