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200300588 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�EA (Seal) <br />RICHARD G MAYS BOrmwer <br />(Seal) <br />BETTY L UAYS V - Porrower <br />(Seal) <br />(Seal) <br />Borroazr <br />- Borrower <br />(Seal) <br />(Seal) <br />Rarower <br />- BOrmwer <br />_.. (Seal) <br />(Seal) <br />- BO[[OWPl <br />-Burruwer <br />(D7 81NE)iaaasi.or Feee lam 15 Form 3028 1101 <br />