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[Space Above This line For Recording Oatal DEED OF TRUST C m m }^ R e� lr Q 3\ r c a G pp z ro m N O k� After Recording Return To: �o CHERRY CREEK MORTGAGE CO., INC. 3300 E. 1ST AVENUE, SUITE 460 DENVER, COLORADO 80206 m z [Space Above This line For Recording Oatal DEED OF TRUST Loan Number 16600146 MERS Number 100030200166001469 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 9, 2003, together with an Riders m this document. (B) "Borrower" is DENIS RIST 11. Borrower is the truster under this Security Instrument. (C) "Lender" is CHERRY CREEK MORTGAGE. CO., INC.. Lender is a CORPORATION organized and existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE, SUITE 460, DENVER, COLORADO 80206. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note .signed by Borrower and dated JANUARY 9, 2003. The Note states that Borrower owes Lender FIFTY -FOUR THOUSAND FIFTY -FIVE AND 00 /100ths Dollars (U.S.$54,055.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2033. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property_" t oonowi,r mmet,� NEBRASKA - Single Finally Fannie Moe /Freddie Mve UNIFORM INSTRUMENT Form 3628 1 /61 (page I of 13 pager) e� 3\ r c a G pp z ro m N O k� �o m z C c2' ij w o Us O0. to Loan Number 16600146 MERS Number 100030200166001469 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 9, 2003, together with an Riders m this document. (B) "Borrower" is DENIS RIST 11. Borrower is the truster under this Security Instrument. (C) "Lender" is CHERRY CREEK MORTGAGE. CO., INC.. Lender is a CORPORATION organized and existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE, SUITE 460, DENVER, COLORADO 80206. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note .signed by Borrower and dated JANUARY 9, 2003. The Note states that Borrower owes Lender FIFTY -FOUR THOUSAND FIFTY -FIVE AND 00 /100ths Dollars (U.S.$54,055.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2033. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property_" t oonowi,r mmet,� NEBRASKA - Single Finally Fannie Moe /Freddie Mve UNIFORM INSTRUMENT Form 3628 1 /61 (page I of 13 pager)