|
n �
<br />m m N
<br />c (l S o cn rn O +r
<br />Z
<br />> o
<br />El it;a
<br />n. to Cn M
<br />O O Q
<br />y
<br />ss,
<br />r„
<br />M 1 I ow
<br />fy [Space Above This Line For Recording Dotal iZ3
<br />IS. DEED OF TRUST
<br />DEFINITIONS �-
<br />S
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 O
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ 01.032003 ....................... ...... together
<br />with all Riders to this document.
<br />(B) 'Borrower" is ,J,AMES,R „B,ATI,E AND ,R,UTH, A: BATHE, ,HUSBAND ANR. ill .... ............................... _.. _........ _........................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender” is BANK OF DONIPHAN
<br />................................................................................. ............................... .
<br />Lender is a . CORPORATION .......... .._............................... __.................. ...................... organized and existing under
<br />the laws of .7HE S ?ATE 9F. NE@ NA$ Kp . . . . . . . . . . . . . . . . . . . . . _ . . . . _ . . . . . . . . . . . . . Lender's address is .?. 0, @BX „270,OOHIPHAN „NE. B @872 - 02,70,,,,
<br />.......................................................................................................................... ...............................
<br />Lender is the beneficiary under this Security Instrument.
<br />BANK OF 0ONIPHAN P B BOX 270 DGNIPHAN, NE 688320270,,,,,,,,,,,,,,, ,,, , , ,,,,,,, ,,,,,,,, _......., _,, ,,,,,,,,................ .
<br />(D) "Trustee” is . ............................... _.......
<br />(E) "Note” means the promissory note signed by Borrower and dated 01, 0, 3,; 2, 0, Q3 ..................... ............................... The
<br />Note states that Borrower owes Lender EIGHTEEMJHOOBANA BEVEN? YNUVE. ANA k@ t,1. D0._ ......................... ...........
<br />.... ............................... I ............ Dollars (U.S. $ 78, 0,79;50,,,,,,,,,,,,,,,,,,_,,,,) plus interest, Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ... _.. _...... _....0 &24MID ............... .
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />,no all in.. tm Secai$y !n ..,a.. m 1.. interest
<br />_cum <,� -_ ._ de- th_ .,___ s ..... -� p -s ...._.0 -.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ O[her(s) [specify] . ...................
<br />..
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(.T) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, of similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (d) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of coordination; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the reoslarly schedukP, amount due fcr (i) principal :rod interest under the Note, plus (li) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. $2601 et seq.) and its implcmetaing regulation,
<br />Regulation X (24 C.E.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3028 1 /01
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT IIIIIIIIIIIIIIII IIUM I
<br />B,,keaSyo,ms,Inc.. St, all d M N Pa in on 1- NEe/1712OW E �IWW flfl I1M
<br />no V22m tiiI y7pg,,7 J 0 2 A 0
<br />
|