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When recorded return to: CHERRY CREEK MORTGAGE CO., INC. 7600 E. ORCHARD AD %250 -N GREENWOOD VILLAGE, CO 80111 -Space Above This Line For Recording Data O'HRIEN LOAN Y: 16600184 DEED OF TRUST sIN #: 400142554 MIN: 1000 3020o166001e4o DEFINITIONS Words used in multiple scerom of this document are defined below and other words me defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument' mounts this document, which 6s dated JANDARY 9, 2003 together with all Riders to this document. (B) "Borrower "is VIRGINIA L. O'ERIEN, A SINGLE PRRSON Borrower is the marine under this Security Instrument (C) "Lender "is CHERRY CREEK MORTGAGE CO., INC. Lender is a CORPORATION organized and existing under the laws of THE STATE OF COLORADO . Lender's address is 7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, CO 80111 (D) "'Trustee "is TICOR TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nomtinec for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security instrument MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JANUARY 9, 2003 The Note states that Borrower awes Lender FIFTY -ONE THOUSAND FIFTY AND 00 /100 Dollars (U.S. $ 51, 050.00 ) plus interest. Borrower has piouused to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2018 (G) "Property" means die property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family - -Fannie MaeelFreaGie Mae UNIFORM INSTRUMENT Form 30281101 ne<ocNF1 (Pagel fl2pog'r) aaearme.. 9 /SV /aom SC/ m w ° rn uAi -Ni A N Cr>• (V_[) z Cr) N r:S When recorded return to: CHERRY CREEK MORTGAGE CO., INC. 7600 E. ORCHARD AD %250 -N GREENWOOD VILLAGE, CO 80111 -Space Above This Line For Recording Data O'HRIEN LOAN Y: 16600184 DEED OF TRUST sIN #: 400142554 MIN: 1000 3020o166001e4o DEFINITIONS Words used in multiple scerom of this document are defined below and other words me defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument' mounts this document, which 6s dated JANDARY 9, 2003 together with all Riders to this document. (B) "Borrower "is VIRGINIA L. O'ERIEN, A SINGLE PRRSON Borrower is the marine under this Security Instrument (C) "Lender "is CHERRY CREEK MORTGAGE CO., INC. Lender is a CORPORATION organized and existing under the laws of THE STATE OF COLORADO . Lender's address is 7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, CO 80111 (D) "'Trustee "is TICOR TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nomtinec for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security instrument MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JANUARY 9, 2003 The Note states that Borrower awes Lender FIFTY -ONE THOUSAND FIFTY AND 00 /100 Dollars (U.S. $ 51, 050.00 ) plus interest. Borrower has piouused to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2018 (G) "Property" means die property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family - -Fannie MaeelFreaGie Mae UNIFORM INSTRUMENT Form 30281101 ne<ocNF1 (Pagel fl2pog'r) aaearme.. 9 /SV /aom SC/