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1\ <br />A � t <br />n <br />1.11 <br />k <br />S <br />n <br />T <br />?n <br />�z <br />z <br />to t°n <br />i <br />x T <br />n <br />1 ^ � <br />m Cz� <br />9C_ <br />m , <br />0 <br />w <br />F-e <br />L <br />O <br />F� <br />n to <br />o� <br />�n <br />2 � <br />ti m <br />n � <br />m m <br />s- w <br />r . <br />r r. <br />a <br />N <br />After Recording Return To: <br />HEARTHSIDE LENDING CORP. <br />CORPORATE HILLS NORTH 4770 NORTH <br />BELLEVIEW, SUITE 100 <br />GLADSTONE,MISSOURI 64116 <br />[SPace Above Phis Line Fur RceorJine Red.] - <br />DEED OF TRUST <br />I= Number: 44402 -54240 02j�-SIIOJ993 Ndilgpi5 (!(I. E ,IG RI ly,, I 4 <br />MIN:MIN: 1001422- 0100063820 -6 <br />':.:. K, .c207 <br />DEFINITIONS4 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means ibis document, which is dated DECEMBER 30 , 2002 . <br />together with all Riders to this document. <br />(B) "Borrower" is LARRY C. GEIGER AND KAREN J. GEIGER HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HEARTHSIDE LENDING CORP. <br />Lender is a CORPORATION organued <br />and existing under the laws of KANSAS <br />Lender's address is CORPORATE HILLS NORTH 4770 NORTH BELLEVIEW, SUITE <br />100, GLADSTONE, MISSOURI 64116 <br />(D) "Trustee" is UNITED GENERAL TITLE INSURANCE <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneBeiary under this Smurity <br />Instrument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 30 2002 . <br />The Note states that Borrower owes Lender CNE =1DRED THREE THOUSAND FIVE HI]NDRED AND <br />00/100 Dollars (I7.S. $ 103,500.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2033 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />o <br />N <br />O eD <br />Q <br />O <br />W <br />O H <br />O C <br />cn ✓� <br />O a <br />-L b <br />ie <br />NEBRASKA- S,rgle Family -- Fannie Maa /Freddie Mac UNIFORM INSTRUMENT - MERS OaelNagieC�a'ciAC eoo-sos -rasa <br />Form 3028 1 /01 Page 1 of 13 www.docmagn, olm, ^/ <br />��Ti` <br />c? <br />G <br />