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<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11, 13, 18, 20
<br />and 21. Certain rules regarding the usage ofwords used in this document me also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated January 8th 2003 , togetherwith
<br />all Riders to this document.
<br />(B) "Borrower" is Mark A. Miller and Renee J. Miller, as husband and wife
<br />Borrower is the trustor tinder this Security Imarrumem,
<br />(C) "Lender" is United Nebraska Bank _ . Lender
<br />is %Corporation organized and existing under the laws of the State of Nebraska
<br />Lender'saddress is700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated January 8th 2003 . TheNote
<br />states that Rorrower owes I ender Eighty Seven Thousand and 00 /100
<br />Dollars (U.S. $87,000.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than _February 1, 2018 _
<br />(F) "Property" means the property that is described below under the heading "Transfer ofRights in the Property.7
<br />(G) °Loan° means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) " Riders" meals all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]'.
<br />❑
<br />Adjustable Rate Rider
<br />x
<br />Condominium Rider
<br />❑ Second home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑ Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
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<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11, 13, 18, 20
<br />and 21. Certain rules regarding the usage ofwords used in this document me also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated January 8th 2003 , togetherwith
<br />all Riders to this document.
<br />(B) "Borrower" is Mark A. Miller and Renee J. Miller, as husband and wife
<br />Borrower is the trustor tinder this Security Imarrumem,
<br />(C) "Lender" is United Nebraska Bank _ . Lender
<br />is %Corporation organized and existing under the laws of the State of Nebraska
<br />Lender'saddress is700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated January 8th 2003 . TheNote
<br />states that Rorrower owes I ender Eighty Seven Thousand and 00 /100
<br />Dollars (U.S. $87,000.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than _February 1, 2018 _
<br />(F) "Property" means the property that is described below under the heading "Transfer ofRights in the Property.7
<br />(G) °Loan° means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) " Riders" meals all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]'.
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑ Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fcr.,s, assessment%and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transter of Ponds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magmetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but isnot limited
<br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />parry (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking ofall ar any part ofthe Praperty; (iii) conveyance in lieu ofcondemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, die Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for principal and interest under the Note, plus (it)
<br />any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.SC. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended hour time to time, or any additional or successor legislation
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mar tINIFDRM INSTRUMENT Irm.3028 1/01 (prsgel oJB pager/
<br />1]14IVr1/0L 1038089
<br />IX)r0(00¢3d1 5)
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