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200300453 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Borrower <br />Borrower <br />r� (Seal) e5 al) <br />Terry allow Borrower Verna M. Galloway Bo w, <br />(Seal) _ (Seal) <br />Borrower Borrower <br />Space Below This Line For Acknowledgment <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this January 6, 2003 <br />by Terry T. Galloway and Verna M. Galloway, Husband and Wife <br />Signature of P*son <'o .cknowledgment) Vicky J. Zabka ��,,!���.�. <br />(Title or rank)_ _ MA MW •SOd l <br />(Serial Number, if any) HIM <br />NEBRASKA -- Single Family-- Fannie Flee /Freddie Mu tNIFORM INSTRUMENT Form 3028 I /01 <br />nocurueiz /Page 11 112PaXed <br />oocuzxecv+x oz /zz /z000 <br />