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( "Borrower "). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number ofliost Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N 80111 <br />( "Lender'). Borrower owes Lender the principal sum of <br />SEVENTY -SIX THOUSAND TWO HUNDRED NINETY -SIX AND 00 /100 <br />Dollars (U.S. $ 76, 296.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT TEN (10), BLOCK FIFTEEN (15), ASHTON PLACE, AN ADDITION TO THE CITY <br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 2717 WEST FIRST STREET, GRAND ISLAND [Street, Cityl. <br />Nebraska 68803 [Zip Code] ("Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a pan of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MFRS holds only legal title to the interests granted by Borrower in this Security Instrument: but, if necessary to comply <br />with taw or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed or Lost - 2M1 <br />excior. Page I orb <br />aacovaa�.w:x �srnnoao <br />7 i <br />DI <br />When Recorded Mail To I <br />� m � <br />o <br />o <br />CHERRY CREEK MORTGAGE CO., INO.rl (1 Z <br />N <br />g, <br />S D <br />7600 E. ORCHARD RD #250 -N 2 N <br />Z <br />O <br />C <br />GREENWOOD VILLAGE, CO 80111 <br />W <br />I <br />3 <br />N <br />[Space Above This Line <br />For Recording Data] <br />(" <br />\ <br />LOAN NUMBER: 16602144 <br />DEED OF TRUST <br />'ASE <br />CANE NUMBER: 321- <br />2299639 -703 - <br />MIN: 100030200166001549 <br />o <br />THIS DEED OF TRUST ( "Security Instrument ") is made on <br />JANUARY 9, <br />2003 <br />, among the <br />grantor <br />ERIC C. WRIGHT AND JENNIE M. WRIGHT, HUSBAND AND WIFE <br />( "Borrower "). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number ofliost Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N 80111 <br />( "Lender'). Borrower owes Lender the principal sum of <br />SEVENTY -SIX THOUSAND TWO HUNDRED NINETY -SIX AND 00 /100 <br />Dollars (U.S. $ 76, 296.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT TEN (10), BLOCK FIFTEEN (15), ASHTON PLACE, AN ADDITION TO THE CITY <br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 2717 WEST FIRST STREET, GRAND ISLAND [Street, Cityl. <br />Nebraska 68803 [Zip Code] ("Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a pan of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MFRS holds only legal title to the interests granted by Borrower in this Security Instrument: but, if necessary to comply <br />with taw or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed or Lost - 2M1 <br />excior. Page I orb <br />aacovaa�.w:x �srnnoao <br />