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Diane Wiley W1576 <br />308 -389 -8920 N8043 -011 <br />Wells Fargo Bank Nebraska, N.A. <br />200300412 Second street Office Loc8 258r <br />1 -4 FAMILY RIDER <br />Assignment of Rents <br />THIS 1-0 FAMILY RIDER is made on this date December 17, 2002, and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument ") of the <br />same date, given by the undersigned (the "Borrower ") to secure Borrower's Note to <br />WELLS FARGO BANK NEBRASKA, N.A. <br />(the "Lender ") <br />of the same date and covering the Property described in the Security Instrument and located at: <br />909 WEST 4TH STREET GRAND ISLAND NE 68801 (Property Address) <br />14 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. in addition to the <br />Property described in the Security Instrument, the following items are added to the Property description, and shall <br />also constitute the Property covered by the Security Instrument: building materials, appliances and goods of every <br />nature whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the Property, <br />including, but not limited n,, those for the purposes of supplying or distributing heating, cooling, electricity, gas, <br />water, air and light, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, <br />bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, <br />awnings, storm windows, storm doors, screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, <br />paneling and attached floor coverings now or hen:after attached to the Property, all of which, including replacements <br />and additions thereto, shall be deemed to be and remain a part of the Property covered by the Security Instrument. <br />Ail of the foregoing together with the Property described in the Security Instrument (or the leasehold estate if the <br />Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as the <br />"Property" <br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or make a <br />change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the change. <br />Borrower shall comply with all laws, ordinances, regulations and requirements of any governmental body applicable <br />to the Properly. <br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien <br />inferior to the Security Instrument to be perfected against the Property without Lender's prior written permission. <br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the <br />other hazards for which insurance is required by Uniform Covenant 5. <br />E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Uniform Covenant 19 if deleted. <br />F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, the first <br />sentence in Uniform Covenant 6 concerning Borrowers occupancy of the Property is deleted. All remaining <br />covenants and agreements set forth in Uniform Covenant 6 shall remain in effect. <br />VMP -57R (0008) Page I oft FORM 3170 1 /01 <br />