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200300412 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />ODE F MARKHAM <br />(1�.(, <br />,Veal) <br />I KI S MA KHAM -Borrower <br />_ (Scat) (Seal) <br />__ <br />orower - droower <br />(Seal) (Seal) <br />_ (Seal) (Seal) <br />—Borower - ortower <br />Initials: Em YM <br />e-e(1ME) Ipppn P., 14 of 15 F.. 3026 II01 <br />