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200300381 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Seal) <br />- BOrrowcr <br />(Seal) <br />Porro.ei <br />(Seal) <br />Borrower <br />p6NALD L SHUDA <br />(Seal) <br />'JUDY M SH DA Borrower <br />_ (Seal) <br />Bnnnwer <br />_ (Seal) <br />- Borrowcr <br />_ (Seal) <br />- Barrow" <br />229324 <br />fi1NEl pinnsl voae a a� n Form 3028 1101 <br />