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DEED OF TRUST 200300356 <br />Loan No: 28856' - (Continued) Page 6 <br />Environmental Laws. The words 'Environmental Laws" can any and all state, federal and local statutes, regulations and ordinances <br />relating to the protection of human health or the environment, including without limitation the Comprehensive Environmental Response, <br />Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, at seq. ( "CERCIA "), the Supedund Amendments and <br />Reauthorization Act of 1986, Pub. L. No. 99-499 ( "SARA "), the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, et seq., the <br />Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, at seq., or other applicable state or federal laws, rules, or regulations <br />adopted pursuant thereto. <br />Event of Default. The words "Event of Default" mean any of the events of default set forth in this Dead of Trust in the events of default <br />section of hills Dead of Trust. <br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, including without <br />limitation a guaranty of all or part of the Note. <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or physical, <br />chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment when improperly <br />used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words "Hazardous Substances" are <br />used in their very broadest sense and include without limitation any and all hazardous or toxic substances, materials or waste as defined by <br />or listed under the Environmental Laws. The term " Haardous Substances" also Includes, without limitation, petroleum and petroleum <br />by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mohlle, homes affixed on the <br />Real Property, facilities, additions, replacements and other construction on the Real Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note or <br />Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note or Related <br />Documents and any amounts expanded or advanced by Lender to discharge Truslor's obligations or expenses incurred by Trustee or <br />Lander to enforce Truster's obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Lender. The word "Lander" means Exchange Bank, its successors and assigns. <br />Nate. The word "Note" means the promissory note dated January 8, 2003, In the original Principal amount Of $96,500.00 from <br />Truster to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for the <br />promissory note or agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter <br />owned by Truster, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all <br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance <br />proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described In this Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, secunty deeds, collateral mortgages, and all other instruments, <br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the <br />Property. <br />Truster. The word'Trustor" means JOHN BLUE and KRISTINE BLUE. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br />TRUSTOR <br />X <br />JOH LUE,nlndividu lly �/���— <br />KRISTI eLUE, Intllvltlually <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF/ Vr <br />Q ) SS <br />COUNTYOF i d z° ___ __ ) <br />On this day before me, the undersigned Notary Public, personally appeared JOHN BLUE and KRISTINE BLUE, HUSBAND AND WIFE, to me <br />known to be the individuals described in and who executed the Dead of Trust, and acknowledged that they signed the Deed of Trust as their free <br />and voluntary act and deed, for the uses and purposes therein mentioned. �, p <br />Given under my hand and official seal this , 20 n. <br />Notary Public In and for the State of <br />Resltling at /,./v nJi �'• -ate- /�/� <br />�IINILMBOi -=0 d1YhWi <br />SCOTT HOBSON My commission expires <br />* CNen. Blp. ARi121, 2005 <br />