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200300321 <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />7. Acceleration; Remedies. [See instructions for state specific language] <br />[The following language is mandatory in all cases.] If the Lender's interest in this Security Instrument is held <br />by the Secretary and the Secretary requires immediate payment in full under the Paragraph 7 of the Subordinate <br />Note, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure <br />Act of 1994 (`Act') (12 U.S.C. 3751 et son.) by requesting a foreclosure commissioner designated under the Act to <br />commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall <br />deprive the Secretary of any rights otherwise available to a Lender under this paragraph or applicable law. <br />[Add any state- specific paragraphs in accordance with attached instructions and the current edition of HUD <br />Handbook 4165. 1, Chapter 4.1 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it <br />Witnesses: <br />(SEAL) <br />Carl Tobinpp,, � —7 <br />(SEAL) <br />Kimberly Tobin <br />Below i s Line for <br />STATE OF �A)E B k,4 County ss: //,j �L <br />On this c7& day of /_�. 2002, before me personally appeared <br />Carl Tobin and Kimberly Tobin person(s) to me known to be the persons) described in and who executed the <br />foregoing instrument, and acknowledged that HE /SHE executed the same as HIS/HER free act and deed. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the COUNTY <br />and State aforesaid, the day and year first above written. <br />My Term Expires: MA-KC fin- S d006 <br />Notary Public <br />GBIEPAL NOTARY • &taa p Nebraska <br />CHERYL L KOSIM Clo <br />MY Comm. Fiq. Mamb5, 20 <br />Page 3 of 3 <br />