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<br />WHEN RECORDED MAIL TO: 99 N
<br />Five Points Rank 200300239
<br />"Your Hometown Bank"
<br />2015 N. eroatlwell
<br />P.O. Box 1507
<br />Grand Island NE 68802 -1507 FOR RECORDER'S USE ONLY
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<br />DEED OF TRUST
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $74,500.00.
<br />,
<br />THIS DEED OF TRUST is dated January 2, 2003, among LAURA J JOHNSON; A SINGLE PERSON ( "Trustor ");
<br />Five Points Bank, whose address is "Your Hometown Bank ", 2015 N. Broadwelf. P.O. Box 1507, Grand Island,
<br />NE 68802 -1507 (referred to below sometimes as "Lender' and sometimes as "Beneficiary" I; and Five Points
<br />Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration. Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Trustor's right, title, and Interest in and to the following described real property, togather with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water
<br />rights and ditch rights (including stock in utilities with ditch or Irrigation rights); and all other rights, royalties, and profits relating to the real
<br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located In HALL
<br />County, State of Nebraska:
<br />LOT NINETEEN (19), BLOCK ELEVEN (11), ASHTON PLACE AN ADDITION TO THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA
<br />The Real Property or its address is commonly known as 2424 W KOENIG ST, GRAND ISLAND, NE.
<br />CROSS- COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest
<br />thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor or any one or more of them,
<br />whether now existing or hereafter arising, whether related or unrelated to the purpose of the Nate, whether voluntary or otherwise,
<br />whether due or not due, direct or manger. determined or undetermined, absolute or contingent liquidated or unllquidated whether Trustor
<br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether
<br />upon such a ants may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay
<br />recovery o
<br />such amounts may be Or hereafter may become Otherwise unenforceable.
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<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the ant, specified in the Note, all
<br />future amounts Lender in [is discretion may loan to Truster, together with all interest thereon; however in no event shall such future
<br />advances (excluding Iutarestl exceed in the aggregate $74,500.00.
<br />Trustor presently assigns to Lender (else known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and Interest in and to all
<br />present and future leases of the Property and all Hunts from tho Property. In addition, Trustor grants to Lender a Uniform Commercial
<br />Code security Interest In the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE IA) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE
<br />FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise Provided in this Deed of Trust Trustor shall pay to Lender all amounts secured by
<br />this Deed Of Trust as they become due, and shall strictly and in a timely manner perform all of Trus'tor's obligations under the Note, this
<br />Decd of Trust, and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Treawf's possession and use of the Property shall be
<br />governed by the fallowing provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Truster may (1) remain in possession and confer of the Property;
<br />12) use, operate or manage the Property; and (3) collect the Rents from the Property.
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