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<br />200300230 DEED OF TRUST 200214257
<br />DEPINI'1'IONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. `a
<br />(A) "Security Instrument" means this document, which is dated ........................12'.13 ZQQ ,�,........................... together
<br />with all Riders to this dncameut.
<br />(B) "Borrower" is Jack A „Guth and .J.gnipe, A, 6RIh, Hg ?hands,Rd Wif9 ...... .............. .. ....... ... ...... _... _......................... _.
<br />......... .......... ....... ............. .........
<br />Borrower is the tmstor under this Security instrument.
<br />(C) "Leader” is Heritage Bank.... ..... _ ...... ........ .... ..... ..... .. .......
<br />Lender is if .QAfPP7A(IAR .......- .. ..... ...... ..... ..... _... 11.1 . organized and existing under
<br />the laws of tltfl ?.t91B 41 NPbfAikd. .......... .......... . Lender's address is ..1333 NP.rtq W.ehh Aoad P O,.B.gx,5,13.0.
<br />Q(?Ad.lsland,.NE.Be9Q2 _....... ............ -. ..............................
<br />Lender is the beneficiary under this Security lnstrumem.
<br />(D) 'Trustee" is TlerOne Bank._,,,, ....... _. ..... ...............
<br />(E) Note" means the promissory note signed by Borrower and dated l2'133A02 .... ...... ..... ... . The
<br />None states that Borrower owes Leader ?RVBAW.Ih[PPIhgR?.agd and. Rat. lOA......_ ...... ......... ,.._ ...........................
<br />.... _......
<br />Dollars (U.S. $ 73,000 QQ . ...................) plus interest Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ......... _...- 0.1'.01:2033. ...................
<br />...__ .... ......... _...__........ _..._ .......... ...._.._..... .... ......... ............
<br />(Ft "Property" means the property that is described below under the heading "Transfer of Rights in the Property,"
<br />((;) "Lean" means the debt evidenced by the Note, plus imerest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(B) "Riders" means all Riders to this Security Instrmned that are executed by Borrower. The following hiders are to be
<br />executed by Borrower (check box as applicablef:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Umne Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) (speedy] .._....... _ ........
<br />❑ 1.4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" rrmcuus all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable brat, noreappealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condomiuimu association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initialed through an electronic terminal, lolephouic iesftument, computer, or magnetic tape so as to
<br />order, instruct, nr authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of sale transfers, notommnd letter machine transactions, transfers initialed by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneons Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (1) damage m, of destruction of, the
<br />Property; (ii) uondemnaton or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, of onimioms as lo, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (a) any
<br />amounts under Section 3 Of this Security Inxtrwuent.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. 82601 ct seq.) and its implementing regulation,
<br />Rogulatimt X (24 C. F . Part 3500), as they might be amended form time to time, or any Additional or successor legislation of
<br />regulation that governs the same suhjo.'ot natter, As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as it "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" nteaus any party that has taken title to the Property, whether or not that party has
<br />assumed Llorrcwer's obligations under the Note and /err this Security fustrumcot.
<br />Form 3028 1101
<br />NEBRASKA Shpt, Fam ly Fanme M IF oddie Mac UNIFORM INSTRUMENT IIIIIIII VIII (IIIIIIIIIIIIIIIII (III
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<br />200300230 DEED OF TRUST 200214257
<br />DEPINI'1'IONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. `a
<br />(A) "Security Instrument" means this document, which is dated ........................12'.13 ZQQ ,�,........................... together
<br />with all Riders to this dncameut.
<br />(B) "Borrower" is Jack A „Guth and .J.gnipe, A, 6RIh, Hg ?hands,Rd Wif9 ...... .............. .. ....... ... ...... _... _......................... _.
<br />......... .......... ....... ............. .........
<br />Borrower is the tmstor under this Security instrument.
<br />(C) "Leader” is Heritage Bank.... ..... _ ...... ........ .... ..... ..... .. .......
<br />Lender is if .QAfPP7A(IAR .......- .. ..... ...... ..... ..... _... 11.1 . organized and existing under
<br />the laws of tltfl ?.t91B 41 NPbfAikd. .......... .......... . Lender's address is ..1333 NP.rtq W.ehh Aoad P O,.B.gx,5,13.0.
<br />Q(?Ad.lsland,.NE.Be9Q2 _....... ............ -. ..............................
<br />Lender is the beneficiary under this Security lnstrumem.
<br />(D) 'Trustee" is TlerOne Bank._,,,, ....... _. ..... ...............
<br />(E) Note" means the promissory note signed by Borrower and dated l2'133A02 .... ...... ..... ... . The
<br />None states that Borrower owes Leader ?RVBAW.Ih[PPIhgR?.agd and. Rat. lOA......_ ...... ......... ,.._ ...........................
<br />.... _......
<br />Dollars (U.S. $ 73,000 QQ . ...................) plus interest Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ......... _...- 0.1'.01:2033. ...................
<br />...__ .... ......... _...__........ _..._ .......... ...._.._..... .... ......... ............
<br />(Ft "Property" means the property that is described below under the heading "Transfer of Rights in the Property,"
<br />((;) "Lean" means the debt evidenced by the Note, plus imerest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(B) "Riders" means all Riders to this Security Instrmned that are executed by Borrower. The following hiders are to be
<br />executed by Borrower (check box as applicablef:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Umne Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) (speedy] .._....... _ ........
<br />❑ 1.4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" rrmcuus all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable brat, noreappealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condomiuimu association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initialed through an electronic terminal, lolephouic iesftument, computer, or magnetic tape so as to
<br />order, instruct, nr authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of sale transfers, notommnd letter machine transactions, transfers initialed by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneons Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (1) damage m, of destruction of, the
<br />Property; (ii) uondemnaton or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, of onimioms as lo, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (a) any
<br />amounts under Section 3 Of this Security Inxtrwuent.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. 82601 ct seq.) and its implementing regulation,
<br />Rogulatimt X (24 C. F . Part 3500), as they might be amended form time to time, or any Additional or successor legislation of
<br />regulation that governs the same suhjo.'ot natter, As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as it "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" nteaus any party that has taken title to the Property, whether or not that party has
<br />assumed Llorrcwer's obligations under the Note and /err this Security fustrumcot.
<br />Form 3028 1101
<br />NEBRASKA Shpt, Fam ly Fanme M IF oddie Mac UNIFORM INSTRUMENT IIIIIIII VIII (IIIIIIIIIIIIIIIII (III
<br />Sank S s �t
<br />L1116 MN F11M Me 1 N all lll0le /�
<br />/{ 1 8 2 a n
<br />"r (lrsx=
<br />� r
<br />
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