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DEED OF TRUST
<br />PARTIES: This Deed of Trust is made on 11112/2002 among, the Grantor, LOIDA SERRANO AND JULIAN SERRANO, WIFE AND
<br />HUSBAND ( "Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized described below and all buildings, fixtures, mid existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hcrcditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 815 W 7TH ST, GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRIPTION:
<br />FRACTIONAL LOT THREE (3) IN FRACTIONAL BLOCK TWENTY (20) H.G. CLARK'S ADDITION TO THE CITY OI' GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA AND ITS COMPLEMENT: 'IHE EASTERLY THIRTY -THREE FEET (33) OF FRACTIONAL
<br />LOT THREE (3) IN FRACTIONAL BLOCK FIVE (5) IN ROLLINS' ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower covvenants and warrants title to the property, except for
<br />SECURED DEBT: this deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of final, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under may instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 1 1/12/2002
<br />® Future advances: The above amount is secured even though all or pat of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date ofthis deed oftmet is executed.
<br />❑ Revolving line oferedit agreement caned , with initial annual interest rate of -%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />The above obligation is due and payable an November 16, 2004 Loot paid earlier.
<br />The total unpaid balance secured by this deed of nest at any one time shall not exceed a maximum principal amount of $3,070.50, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed oftrust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed ofa'ust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terns under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttaehed to this deed of trust and made a part herenf has
<br />❑ been disclaimed: the disclaimer is attached to this deed cf trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and constraints contained in this deed of trust, including those on page
<br />2, and in any riders described above signed by Burrower.
<br />Gosi9 s�i;,:ANU
<br />LOIDA SERRANO
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<br />JTELIAN > RRANO
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<br />OENEAAL NOIAB&State of Nebraska
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, I TALL COUNTY SS: III PATSY A KALKOWSKI
<br />The foregoing instrument was acknowledged before co My Comm. ri124, 2003 /s
<br />By LOIDA SERRANO and JULIAN SERKANO,, WIFE AND HUSB /
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<br />200300222
<br />DEED OF TRUST
<br />PARTIES: This Deed of Trust is made on 11112/2002 among, the Grantor, LOIDA SERRANO AND JULIAN SERRANO, WIFE AND
<br />HUSBAND ( "Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized described below and all buildings, fixtures, mid existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, tenements, hcrcditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 815 W 7TH ST, GRAND ISLAND, Nebraska 68801
<br />LEGAL DESCRIPTION:
<br />FRACTIONAL LOT THREE (3) IN FRACTIONAL BLOCK TWENTY (20) H.G. CLARK'S ADDITION TO THE CITY OI' GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA AND ITS COMPLEMENT: 'IHE EASTERLY THIRTY -THREE FEET (33) OF FRACTIONAL
<br />LOT THREE (3) IN FRACTIONAL BLOCK FIVE (5) IN ROLLINS' ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower covvenants and warrants title to the property, except for
<br />SECURED DEBT: this deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of final, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under may instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 1 1/12/2002
<br />® Future advances: The above amount is secured even though all or pat of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date ofthis deed oftmet is executed.
<br />❑ Revolving line oferedit agreement caned , with initial annual interest rate of -%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />The above obligation is due and payable an November 16, 2004 Loot paid earlier.
<br />The total unpaid balance secured by this deed of nest at any one time shall not exceed a maximum principal amount of $3,070.50, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed oftrust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed ofa'ust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terns under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttaehed to this deed of trust and made a part herenf has
<br />❑ been disclaimed: the disclaimer is attached to this deed cf trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and constraints contained in this deed of trust, including those on page
<br />2, and in any riders described above signed by Burrower.
<br />Gosi9 s�i;,:ANU
<br />LOIDA SERRANO
<br />" /�e�vr7 /1Qr✓G�a /1
<br />JTELIAN > RRANO
<br />Z,c 4 Vc l t l L.' .
<br />OENEAAL NOIAB&State of Nebraska
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, I TALL COUNTY SS: III PATSY A KALKOWSKI
<br />The foregoing instrument was acknowledged before co My Comm. ri124, 2003 /s
<br />By LOIDA SERRANO and JULIAN SERKANO,, WIFE AND HUSB /
<br />y 7
<br />My commission cxpirea:�V -0✓ 4�4
<br />4V is
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