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<br />THIS DEED OF TRUST is made this 2nd day of January , 2003 among the Truster,
<br />ROGER S RICHTER SUZANNE K RICHTER (JOINT AS HUSBAND AND WIFE)
<br />(herein "Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />RALL , State of Nebraska:
<br />LOT ONE (1), POVERTY FLATS SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />which has the address of 15462 S ELAINE ST DONIPHAN
<br />Nebraska 68832 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Leader to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) me hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 01/02/2003
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 55, 388.91 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 01/20/2013 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />NehraAa 26976 -41198 Original(Recorded) Copy(Branch) Copy(Customer) Page l of
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<br />TRUST
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<br />THIS DEED OF TRUST is made this 2nd day of January , 2003 among the Truster,
<br />ROGER S RICHTER SUZANNE K RICHTER (JOINT AS HUSBAND AND WIFE)
<br />(herein "Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />RALL , State of Nebraska:
<br />LOT ONE (1), POVERTY FLATS SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />which has the address of 15462 S ELAINE ST DONIPHAN
<br />Nebraska 68832 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Leader to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) me hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 01/02/2003
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 55, 388.91 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 01/20/2013 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />NehraAa 26976 -41198 Original(Recorded) Copy(Branch) Copy(Customer) Page l of
<br />
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