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200300140 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />�r/� (Seat) , �s A) ti^ ` (Seal) <br />DAVID R FAIRHANNS - Borrower C THERINA W SAUNAS Borrower <br />_(Seal) (Seal) <br />- Borrower - Borrower <br />- BOrmwer Bo,,—, <br />- Boaower, - Borrower <br />57R(0008) Page 4 of 4 Form 3170 1 /01 <br />c <br />