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200300137 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Morrow.' <br />(Seal) <br />Aortower <br />(Seal) <br />- Borrower <br />(Seal) <br />HARK <br />r7 GALHRAITH <br />-Bomo r <br />�G <br />C <br />(Seal) <br />hATRICIA <br />A GALBRAITH <br />dBo rower <br />_ (Seal) <br />- Bormwer <br />(Seal) <br />Bortower <br />(Seal) <br />Borrower <br /><=- 6(NE) toms) m rage 110 t5 Form 3028 1101 <br />