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<br />16600130
<br />DEED OF TRUST
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<br />1100030:
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<br />Nrn: 100030301601303
<br />Has:
<br />021-620242507-703
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on DECEMBER 31, 2002
<br />, among the grantor
<br />LEONEL F. RIVERA -GOMEZ AND CELIA RIVERA, HUSBAND AND WIFE
<br />( "Borrower "). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely us nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Yost Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206
<br />( "Lender "). Borrower owes Lender die principal suer of
<br />SEVENTY -EIGHT THOUSAND THREE HUNDRED EIGHTY AND 00 /100
<br />Dollars (U.S. S 78, 380.00 ). This debt is evidenced by Borrower's note dared the same dale as this Security
<br />Instrument ( "Note'), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />JANUARY 1, 2033 . This Security Instrument secures to Lender. (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrumcnq and (c) the pedomnanee of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants mid conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />THE EASTERLY HALF OF LOT 6 IN BLOCK 115 IN RAILROAD ADDITION TO THE
<br />ORIGINAL TOWN, NOW CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />which has the address of 814 WEST 1ST STREET, GRAND ISLAND Istrect, City],
<br />Nebraska 68801 [zip (erej( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to Foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FIIA Nebraska Deed of Trust - E /91
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