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<br />(H) "Riders" means all Riders to this Security Instrument that arc executed by Borrower. The following Riders
<br />are to be executed by Borrower ]check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />®
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑ Other(s) ]specify]
<br />❑
<br />1-4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />(.q "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by chuck, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage lo, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any pan of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regulation, Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional ur
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument,
<br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan"
<br />even if the Loan does not qualify as a "federally related mortgage loan' under RESPA.
<br />(Q) "Successor in Interest of Burrower" means any party that has taken title to the Property, whether or not that
<br />party has assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />This Security Instrument secures to Lender: (i) the repayment of the 1,oen, and all renewals, extensions and
<br />modifications of the Note; and (ii) die perlorm inue of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power
<br />of sate, the following described property located in the
<br />COUNTY of HALL
<br />[Tyne of Recording Jurisdiction]
<br />[Name of Recording IuriMicrionl
<br />LOT 4 IN BLOCK 2, WEST NORTH LAWN, SECOND ADDITION TO THE CITY
<br />OF WOOD RIVER, HALL COUNTY, NEBRASKA, AS SURVEYED, PLATTED AND
<br />RECORDED,
<br />A.P.N. #: 400181029
<br />NEBRASKA
<br />-- Single Family-
<br />Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />OvcMaD>«n® eua. ,ra,
<br />Form 3028
<br />1/01
<br />Page 2 of 13
<br />www.docmegi ..xn
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