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<br /> ti.;_�,.a�z` fixtnres itsaw or dsreatt� a pazc of the property. AIt eeplaee��ts and additians st�aU atso 6e wveted by tDis Sectuity � t . , � '; � N� :
<br /> '�'�� , I�t.All of the foiego9ng is refenad w in thig Secu�y In.cnument as the"ProFertY-" ; a� � � _
<br /> � ` <.::'r � 80RROWQt C4VENANTS thai Boaower is IawfuDy seised of the estate Berehy oomreyed�d hus the right to grant and � �, ` + `C� `-. '
<br /> ` ==�= '`. oonvey the Ptoperty aad that the Praperty is�ncambered,e�we�t for encam6ranoes of reoord. Bormwer waaams and wdt � � ° r~ � �`s:
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<br /> i " �• def�d generaliy the titte w the Pro�rty agaiast aU claims and daaands.sub3ec.t to any encumbiances of moord. 1 . m � '�.;'
<br /> , '' � INSI'RUDRENI'oombiaes uniform oov�ants far aational use and non-uniform oavenauts aith Eimited �' - , M- �:-
<br /> �, z ,� THIS SECURITY ,�s
<br /> `' -- vat�tions by jarisdiction w co�itute a uniform searity instrament covering real praperty. _ '� '`_.-
<br /> �`T r-c UNIFORM�VENAN'['S_Barrower and Lender wveaant and agree a4 foUows: F `= 1
<br /> � 1 ���� 1. Payassti ot R�dpal aad 1nLer+esh Pt�ePa�meat and Late C6arges. Borrower s�all Pr'Qm�tiS+ paY whea due the � `�.� � � ` �
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<br /> "` - principal of and inteicst on the debt evide�ced by t6e Note and any p�epayment and late d�a r ges due under the Note. _ i` :r;���.:4,
<br /> +'� 2.�iwtds for T�e4 snd I�nsaace.Subjesx to applicab2e taw or to a arritten waiv�by Leader.Eorrower sbaU pay to � ,, F� �� �'� 4
<br /> .� f L�tder on the day morrtWy paym�ts ate dae nndPr the Note.u�tiD t4te Note is paid in full.a sum(`Fimds')far.(a?Y�Y� t r ,. � f'a � �.
<br /> ° :` �: ';.°: aad a�a6icb may attain priority over this Seauity Iastrome�as a lien an the Praperty;(b)Ye�IY lease�Ola PaYm� �.,�.. <, ,
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<br /> os grouad rmts an the Fiupetty.if auy:te)ye�art}r hma�or praperty ins�rdnce pr�iuias:(�Yeaz[Y ttood iw'uranoe ptemiuu�s, .
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<br /> F�a ¢esy:(e)Y�Y��Se i^n.�„a'premiums, if any..vld(�wY SuIDS PaYBble hY Bot[owCr W 1tIIdtCi. 1I13CCaIdwCC With t s t4}t �'`:
<br /> `"�� - thc pzavis'som of paragr�p�8.in ti�of the paymeat of mortgage i�suzanae prenan�.These items aie catled"Fscrow Itexas.' •'•"::�° � � :�
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<br /> '�:r Leuder may.at aqy trm�col�ect�d hold Fuuds in an amnuni not w eaoeod the maximnm amoant a le,ndea for a federaUy �:. � { � `
<br /> :4-" �� telated mortgage lnan may neqaue for Borrower's escrow accowrt widec the federai Real E.rtate Seutement Pmcedores Aet of ` `• �s r:`
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<br /> � ,4 L � e �- 1974 ag amended fr�m time w time.12 U.S.C. Sestion 2601 et seq_(`RFSPA").�nless anot&er!aw that applies to the�unds � ` " :�: "� ,�"-
<br /> . i '� �� s�s a lesser aaeoimt.If sa. Leader may, at arry time. colte�x and hoW F�nds in an amount not w exae�ed the tesser amon�. ��•'"`:�'a u
<br /> r ', ` ', I�dider 11J8 �te tltG amnum of Fands dae on the b�is of waent data and�easanable e�mates of expeudiUUes of futuie �� -'� ` - y'
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<br /> : � Escmw Items or othetwise in aaoordairoe with applicabte law. �. `�
<br /> �F �:�� 'The Funds shall 6e[�td in aa instipnion whose deposits aR inswed by a federal agency, u�u�unenta1lty. or wtity 4 ;�; r �' k 'n ��
<br /> h "`.:��.� C�nctnding Le�der,if Leniter u such an instimtion)or in anyr Federal Aame Loan Bank.lxadea shaU apply the Fonds w pay tire , , ,- �*.
<br /> "`� Fssrow Itema.Lender may not cLa�ge Borrowet for 6olding and applying thc Fwtds.annually analyting the eccccow sovouac.or �:;:�'°' ,, '�:. �
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<br /> ,.. _,::��' vrrifyuig t�Fsetow Items,�SS Lender pays Bortower intemst on the Fartds aad applica6te law pemiiis Lxudec to make sadt . ,,� ,�:.`'• =��.='.
<br /> � �✓'' a cf�arge.Kawever.lcudex'ffiaY te�i+�iie Bomower to pay a on�tiase charge for an independent ceal est�te tas reporting senrice `�'`�..;�� ' .::
<br /> �`'`` � � by L�ende� in oomcecaon with th"ss�loan, �ntess a�ptirabte taw pravides othe=wise. Udes4 an ag�eement is made or '�°�-` -- �
<br /> •.-;;:•�` , r-:;� applicabte 1aw c�s�inter�st ,.�'",z-.. .'b
<br /> �`'� n' to 6e paid,Leoder sdaU not be requireA to pay Borrower any interest or eamings an the Fwids. �u�
<br /> 'Y �- ; ' � Som�wer and Lender umy agree in writing.however,that inoerest shall b�paid on the Funds.Lender shall give to$orrow�, ` .� . ,t f
<br /> : ..� �'�' without charge.aa annaal atcouating of the�ands. shouring c�edits and•dehits to the Fan�is and the parpase for whie6 each ';�,;' : h '. .,` 'a
<br /> r^ :; debit•!o the Funds was made.'I9te Fuads aze pledged as additim�a}'sccnTity for all s�s�d by this Security Ins�uwtteat. • r f �; ,, �� ;� :
<br /> If!he Paads dcW by Lcnder e�oeed the aucoums Qerautted to be held by applicabie taw,teader shall a000m�t to Borrowec � .� :d
<br /> _ - .:;�; - �.z.,.:�_,, _ ' .:
<br /> , ' � fur the excess Fus�ls 9a a000rdanw with the requupa�of applicat�te law.If the amount of the Faads held by I.Eader at aay ;�:`� L_ '�y _.;�
<br /> �: ;� � ` time�is,not saffiei�tt w pay tft�Escrow Items when dae.Leuder may so�rotify Borrower in writiag,and,ia sw�case Sormwet .�, ,
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<br /> ;i`�..,:..:, � .... , � shail Qay to Ixn�er the amow�t nece.ssary to make up the defcciency.Borrower sha11 make up the deficlency in no mare than� °".,`:``��
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<br /> ` - � - tweive monthly payments.at•I.ender's sole discre�ion. � --=`� ', t �
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<br /> . ;f`•� •': ° .,•�` ' UP�PaYme�t in full af sU soms secured by tlus Secnrity Ir�pn�m�t, I.ender shall prompdy rcftmd to Borrocver atty ,;:.-��.
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<br /> �.;.ti � Fands held by Lender.If.aader garagraph 21.I�.mder shall soqaire or seU the property,I.ender.Prior to the aoqulsitIoA or sate "::•,,:a.; ;.��?
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<br />- - . of We Praperty.sl�alt app3y aaY Fm�ds it�td by Iander at the time af acquiddon ar sate as a credit agairut ehe sums seca:ed by ..:i�T�_=,�-
<br /> � '' �� �.
<br /> . > Wis S Insuamen� � . -- ,�.
<br /> ' �� �; � 3.Appti�on of P�jmeats.Untess appliwble law provides oWeia+ise,aU payments received by Lender uader paiagraphs ;;"�__s '_
<br /> ,.�' , ` ' t aad 2 shaU 6e applIed:first.to anY P�Y�1��8es dae under the Nate:second.to amouats payab2e nader patagrept�2; -
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<br /> � � - � third.to fi�er�st due:fa�utb.w principal due;and tast,to airy iate chffiges dae ander the Note. � -��
<br /> ,, : .
<br /> -,1- 4.Clmrgea;Lten�9.Borrower shali pay all�xes.assessmerts.d�rSes.fine.s and impositions attributabte to the Pto�Cty► ` =� ,.-., z_......_
<br /> "'��',':�t;,. ' '` ' w6ich_may at�ait�prtority aver this Secarity Ins�nt,and Ie�eltoid pa,yme�nts or gruatnd�rents.if airy. Borrower s6ati pay ' ���.==�-_-
<br /> •� these obltgadons in the manner pravlded in P�ffi�Dh 2.or J not paid in that manner,Bormwer shall pay them on time dlrectly ��
<br /> ' ,�` to the person ooved payment.Bomawer shull promptly ti�mish to Lender all notices of amounts to be paid imder ihis pazagiaph. � '",y��S��f;
<br /> '.' If Bormwer makes these payments direaly.Boimwer shaSl pmmptly fumisb to L+endes receipts evidencing the yaymeats� -. � `.: "�°• �`'•,
<br /> � �- � �- Borrower shall pmr�dy discharge_any tien which 6as yriority over this Security IASt�ument untess Borrower:(a).ag�es in � '�.` .,. 1
<br /> 's .. �- � writing�to the paymeat of the obligation seaued by the lien in a ma��ner aaoeptable to Leader.(b)rontests in good fatth the lien _._.� ,�.,�"��
<br /> : ,r ,�-. . by.�or defends agaia5t e�'arcemeru of the lieri in. 1ega1 prooeEdinga which in the Lender's opit�oa apecate to prevent the :. �
<br /> ,, ;: ��, : �enfonoement of the lien:or(c)secmes from the hotder of the lien an agreement satissfacwry to Lender sabord3nating the Iten to '• : �a-� .`',
<br /> � , .`�,F:,, -�� � this 5ecurity Uistrument.If Leader deteraunes that aay part of the Property is subject to a lien wh�cb may aualn priority over . �"=�
<br /> ����. �%: •; this Security Instiument.Lendet rtiay give 8orrower a notice identifying ihe lien.$mrower shalt satisfy the lien or take ane or �. ;':;..��� �`..
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<br /> ,�'• �t , moie of the actioas set fvrth abave within 10 days ot the giving of notice. . . �+: .
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