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<br /> ..� ` 33609�1 tCONDDT[�V�'il.t�CHT TO[�CFINANC� BALR-3180 r
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<br /> �� ,. DECEMBER . t�5 �
<br /> �._`� 'fH1S BALLOON RIDER is made [6is 18TH day of '
<br /> "` ' _ aad is incorparaud iato and si�all be do�ued to amend and sapptement the Mongage.Deed of Trust or Oeed to Secure Debt(tfle -'t ti. ...�,.,_,•.�.
<br /> r �`Socurity lastrumeat")of the same date givea by the vnder.�gned(the"Borrowec")to sec�ue the goaower's Note to ' ,.
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<br /> � IdOR{�EST 410RTQAtiE. INC. (theµL�der") �� "� :h 6 ;:
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<br /> � `` ot t6e same date aad oovaing the property descn'bed'm tiee Securiip Instrumeat aad lacated at: �t.., ,;:
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<br /> : ..F� h:�° `�Y 4043 REGaL ORIVE . GRAND I3LAND , NE 68843 : `
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<br /> ( F,, `--a-:� [Property Addressl - F'� �.r
<br /> �- r 'Che iateresc rate stated on the Note is ralled the"Note Rate."The date of the Note is caltad the"Note I?ate."I�mdastasW � .= � ��3 "
<br /> `.: .�. the Lender maY�er the Note.Socarity Instr�ent and tHis Rider.The l.asder or anyone arho cakes the Note.die 5eauity ..
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<br /> , ' � , tasanment aad tbts Rider by u�aa5fer and a�o is�titled to receive paymatts uader the Note is�the"Note HoM�.'► . � ``Y�:.
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<br /> '�:': ADDYI'[ONAL OOVEDiiAM'5.In addiaoa w tiie mvenants and agce��ts inthe Se�iiS+ms�ment.Banow�and L�der , � .
<br /> �''' .:` �t�.: fartfl�coveaant aad agrce ss foIlows(des�ite anytbing to the ca�y com�ia the Ses�uiry Instrumeai ar[he No�}: ��' .-�- �--�
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<br /> ` �y� ;i 1.�ONDITIUNAL 8[G�f TO SY�QVMIt;E _� ;-
<br /> ` ` pt We mawritY date of the Note and Secan lasuument(the"Nfaturity Dat�"D,I wU be abte w obtaia a new loaa("Neav • ' ' t;
<br /> �; y`. '�� '-� Laan•�whh a ne�Matnrit9 IIate of 3ANUAFt� {S? ,lA Z6 ,and w�tb an iaterest rate equal w the -` xt� �:�=.
<br /> � �`, "New Note Rate"d��ed in aaordance whb Section 3 belaa if aIl the condit�oas provIded in Saoioas 2 aztd 3 below ace met ��`' .,��:
<br /> ; `�.E ; �=. (tbe"Condttianal RefinandngOpdon").If those conditIonsare not a�.landastand that the Note Holder�s andet no oblig,atioa ` ,�.
<br /> -�._:..,-- :::, ....�-�:, to re&aance or modif9 the Note.or w e�tead the Mat�uitq Date.aad that I wID have w repap tIIe Note from m9 awn r�souro� � r`,`:F�,..�__�
<br /> •�ti `.� , ;�:�=. or fmd a leuder wi�ng to�d me t he money to:epaY t he N o t e. �s � -
<br /> �`,. ;''';"` t WNDIIIONS 1�O OPlION • ` ,�` >� : '`-
<br /> � � '�'� If I want w exadse th��ondrttonaZ Refirranan8����►.oeRain aonditioa4 mast be met as of the Matatit�►Qat� r. ,� •;'�'
<br /> " � � '11�ese oand�doas a�(1)I mu�stID 6e t6e oRm�aad aoaipam of the property sabjea w tQe SeauilY Ias��t(the"ProA�9'9t � ' < ' � 'a
<br /> f�� '°%�' (�lmust[�tvrr�LinutymOAthI�►Aa9m�tsand�nnutbavebeenmote�t30tta�s?ate04�YOfthel2s�eduledmomhty�y�s�. � 'j,
<br /> ` �t -- 4 °`'� gI Z I C M S N i i�►D�p�Il0�8$,�I S[t��[OD�q(�� D�fOr 18x!!2IId S�SSS2�C015 COZ jfC�dQC 3Q�
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<br /> � ,^,-t. �t�t113t Of th@ S0L7mtY IASUi��t IDS�i Cl1i5�(4)thC Plt'�1 VCtC BSte I�OIIdL bC iII�d�D S yPlO�p 0 3 S f s B b O N C •�T: a z i���'_
<br /> `Y��;���;� `� `�h`�' the Note Ras�aad(�t ram�t matce a wntcea request to the Note Holda ac yrovtde�:in Soaian S betow . _r_� ,
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<br /> � n �' ' 3 C�liA�JLA'�ING 7�NEW N0�RA1E ��� �~ ''-
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<br /> - 'I1re New Note Rate w�l be a 8xed raze of ioteresc eqaal w the Feder�Nattau�el Ma�tgage Assada�o�'s reqatred met yield far -`.;
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<br /> ��" 34yrar fixed ratem,prtgagea snbject to a 60day mandatory deGverY oommitmeat.Dlas ane�Lalf af one pe�taBe W�@.S%a�soundod �
<br /> ' = w the aeazest�ne�tL of ane yeroentage Doint( )( '!� � ..1 �,.,
<br /> 0 I25% �he"New Note Rate' 7]ie n��d sbaq l�e the te ne� '� r,<� �:
<br /> ____-,___-- - �_„�:- y�dd in effec�an the daze anb time of day thaz the Nate Hold�raodves no�Ce of�uy�w e�ras�tde Cnn�l� " ---- -
<br /> �,'::�;.�;.`l : �,.:_ ppdan.Uthis�ciuired aa y�i�d is aos avaitabt�tliee Note Holder w�detaminethbNedv Nau Rateby ustng aompazab -��=
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<br /> � ��.: .Qr CAUCULATAUG�NEW PAYMFd�FP M40UNr . �' '
<br /> , '4 ::i PtovEdod the Ne�v Note Rate as�d ia Sealoa 3 above is nat greater tHan S��o�ts abave the Nole Rate aad � -
<br /> .� :�;. aD othar aondidoa4 tequued ID Sactioa 2 above acc�tisSad.the Note Ho?d�wID d�tmiae ttte amaunt of flK raomhlyyayment that - -
<br /> %' � adD be saf6c�t to r�ay.in tW(a)the m�aid yr�aciD�.D�fb3 aoaued bat aalpald iat�rtst.Dias(c)aII athcr attms I cvID awe w� -
<br /> T�`-'� t�e No[e aad Se�rtry Imtramau an the Maduity Date(a�n8 mY�+►o�h►i�ay�s theA are cec�r.�r�e�q���e+r S�u = --
<br /> r �v ` � 2 a6ave}.ov�tde te�m a�the New Note at the New Not�Rate in oqual montblY paYments-The resul!of tht��gf wm 6e thc ,�� -'.
<br /> � ���� amarmt of�my new princ�pal and interat pay►meat e�ery►mcuttb mttii tt�e Necv Note is ti�IIY�aid. -,�-,._: _
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<br /> ,�;' � S.BX@RASING TBE OOPtDIliOPIAI.R�IVMIL�VG OFlION . �. ;, , ;-�`'",-
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<br /> �� 'R�eNateHolder an'D notify meat ieasc60cat�dardays m a�vaaoeaf the Mahuiry Date aridadvtsemeof�.aatned , : �,
<br /> �`r� ' "�_„ but aaDatd�aad a11 other su�as 1 atn ex�eRod to owe on the 1VlamritY Dat�1he Note Holder also wID me thai 1 maY " ' _
<br /> .. e x e n d s e t h e Candi�anal Reflnan UD�an J the wadi�s ia Sectiaa 2 abave ace mee.The Note Holder e�U piovide payment , :�r } __�.
<br /> �` �_'`�' �reaord tnfolmadon.to�wrti�e name.titte aad ad�ess of the pe�soa��t h e Note H o i d a t�t 1 m u 5 t n o�r i n a r�e r - <
<br /> � �,•'► '�` we�enise theCaadidonal Refiaandng Opdon.K 1 me�the oond�oa4 of Z abave.I may exerdsetheCoudidanal R,�na�8 �•
<br /> . Option by nudfytn8 the Nate Hotda ao lazer tban 45 cal�dar d$Ys D�lot w the Mauuity D�te.7�e Nate Holder wID cala�te die f -<.:.:.. .�"`.'.
<br /> ',:' ti�od New Nate Raze based upaa the Fedaa!Nadonal Mortg,a�e AssoaaSon's Wb�shed re4uired aeC Y�ia effe�on the :�"^:�;r,.=;�_. �?,.
<br /> :.: � .' date and dme of Aayr nodficaaan ia reoetved�Y the Noie Holda aad av G�ku��Secdon 3 abave.l wlU then dave 30 aIendar daps r,
<br /> � 'i'� to yravide We Nate Holder aIth aocepta6le Dreo t o f mY reqaired awnashiD.oauDa�7►a n d F� fi�s t a ro s.B e t o r e t l�e e M a t�m ty �,' ` r
<br /> ' Oate the Note HulGer wiD advise me of the aew intaest rate(thc New Note Rate).uew�nonth y�DaYment amuwu attd a date.ttme �.`� �:
<br /> <,�� and phoe at afiich 1 mast appear w s�gn any daumenfs�d m aam�the roquired refiaandn&1�mdastand We Note Holda �° -
<br /> - wiD�me s E?50.00 pra�ng fee and the ao�ts ed cv�th 8 tiie t�te WHcY.if aaS+.aad aaY maso�6te thtrd-�atty . , r.
<br /> ' _ .�.� c�ts.�L a4 do�ary stamDs,iataagibte t�,surveY.r e o o r�n g f�s,�c. • "��
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