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<br /> � `� `,_ '('Q���81�t�tIIlp10VC�tS flOW Of hCiC�tC[�OII WE QlOpCiiy,SII�811 �P �, �-
<br /> -- '•��,f:�`� fixwres now or I�eaRer a part of the pmperty. AU reptac�e�s sud sdditions shall alsa be coveced by �s �►rit�► �....
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<br />-:.•t V�'1�'��E;�`'<�'��. ��-Atl of the foiegoing is refer�to iu this Seauity Insuwmeat�the���J'� r -.
<br /> -��� Y:����`� BoftxowaY covElvAN'rs that ao�rower�1��y�;�a�g���`°O��`ea ana nas me righs ta gra�u a� �`i.�
<br /> .``u'` �` �.`, � and that the Pmperty is unencumbered.exaePt far e�mbza►►oes of reoord. Borrower aarr�rts aad will �,':::;�,_
<br />-i;<<:;--::',;;�z s�.4: �v� �OP�+ p��ty a!1 ctaims a�deamands.snbject to anY encom6ranoes of remrd. '•�_":
<br /> ;�"`'r� F:>'' defend geauatly th�titic w the a�� � witU Ilmiited °�'"..
<br /> - �''�'"`"'�'� - THIS SECiTRtTX INSTtiUMEfi'F wmbines nnifo�m oaveoaats far national nse non-uniform oovea.�ts m �:
<br /> !_'4<.<<; ='�' variations by jvrisdiction w ooastitute a anifomi secvrny instn�t ooveiing ieal proPe►"tY- �.;• .
<br /> r `�`�. UMFORM COVENANTS.�orrawer and I.e�d�covenant amd agtee as follows: F r .
<br /> `. ':�� sud tu� Pt��aY�t a�1 La�e C6arges. Bormwel shal� Pr°II►P�Y P8Y when due the -
<br /> 1. Fann�t of Prt�p�1
<br /> ���� of and inte�-t on the deist evidenoed hy the Note and anY P�Y����ges due�ader the Note. � �
<br /> `"�,- � '� ;�--� ���4ur'#'s�s s�Y��►�, �tKect to sppticabte law or to a written waiver by Lender. Bomnwer shall pay to " .
<br /> `- .. are due ander t6e Note.antil tLe Note is paid ia t'all>a sum("Funds")for:(a)YeariY te� -
<br />-;`. - :; `•�_i�:�.,.�^�'" I�der on the d a y mo�tiy payments �t as a liea un the Pmperty:(b)Y e az 1 Y Z�s e h o l d p a y m e n t s <.�.�-
<br /> , . _ ��whicE+may aitain priority avet tHis Security . ` -
<br /> if C hat78id Or pt+OpetLy i11S1IIenCC p�11WI19;(d}Ye�IY t�aod imsuranoe pte�umg, .� s:
<br /> _.�r-,�'�E...-._`Cz.'-. e '=44y,'
<br /> .`�;,.�..,4-: : os nnd teuts on the Pmperty �Y:( )Y�Y
<br /> ::"i�:,'._'.'�-�`���_`�`�'.��•�'. !f BAy:(C)YC�Y���inc�mnee�C1711UID5.I��IIY:aad(fl anY s�ms PaYable t►Y Barmwer w i�dea,in ac�oaldance wi8i .
<br /> :. •�` . .`- . �� Of�8,in lien of the payment of mortgage insutanc�e premiwns.�IESe 1�IIS STC CBUCd�E4{xOW t�•� �`�:
<br /> ••` - ;.:' pmvisions amo�mt a lender for a federally -:,�,',
<br /> �%�'�1:�+.•.;a:�'i;`.;, �m a y� a i a a y tisne.oolled aad hotd Fm�ds in an amonnt not w exceed the m�aximum
<br /> �� 4 f J,' . cel�od martg�ge loan may ze9w�re for Barrower s escnow a000mrt aader the fedaal Real Esrate S e u 1�P ro c e d u t�e s A d o f `� '
<br /> `_ � ... _ � r�: 1g74���om time to pme,12 U.S.C.Sec�tion 2�1 et aeq. ('RESPA"),anless another law that ePPlies to the Fnads . -
<br />`��` �� �:s�"�`�f` �s a�amount.If so. I.ender maY. at anS►�.ca!led.and hold Fnnds in aa amowu as�t w exo�d the l�ss�� "•
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<br /> � �• � .,e`�,:; Leuder may�the amunnt of Fands dae on the b�asis of c�rrent data and reasonable e�mates of exp�dimres „�-;.
<br /> —�.-��-T-. Fscmw lteans or oWernrise#n accordance witb appticable law.
<br /> f� `_`. °'"r"x: VI!$OSC SiL4 ffi�lT1-413[E(��8 f�8�. ��ty+ OI C�I �'.
<br /> '^�-.�:-:iy`�.:: '�Ig f'�S fi�'d�� hC�1CZt'�tD 8II IIISDZOEtOD dCQO _ ,
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<br />- .^. :.:•..�'� (mciuding IraWer,if Leoder is sacb aa iastipuion)or in aay.Fedecal Home Loan Bank.I.eader shaii apply We Funds w pay ti�e .
<br /> �:�.,,f��:•��:.E<. the Funds,annually analyzing the�ciow accoaat,ot `i_,
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<br /> ,. F Pscmvtt Itans.Leader may not c h ffi g e B orrow e r for l w t d'm g�d a�l y i n g Leaderw malre sach
<br /> ._,�,: . _.. $orrowea iateae��nn the Faads and appTicable iaw pertnits :�'<•.
<br /> �:'. '<:.,., v�fying the Escmw Items,wntess I.enQer pays
<br /> - Botmwer to pay a one�ime charge for an independeat real e.gtate tmc teporttag sezvice :"�.-
<br />. __ - - F,a; �=;�.� a�@.}IOWEV�.I.Cit�C!IDSy i2QUlfC p18dg
<br /> ,''';=f.. �sed by Ie�der in oonnection with this loan, w�te��ble law provides oth�rise. Udess an agree�neut i� or �
<br /> `'•4:�;;.z�;,�".�`''' applicable taw tequires irterest w be paid,i.e�der�all not be reqaired to�y 8ottawer any uuerest or�oa the Fands.
<br /> rr,- shaU be oa tke Fu�s. I.e�der st�alt give to Botrower, .�°'`"=
<br /> `: � ��''. , Borrower and.I endet may agcee ifl writir�S,�owever.d�at ia�t• Pa� ,,
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<br /> , '.°r,; arIthout chaige.an amwal accaautiag of the Fund.g.showing credtts end debits w the Fonds and the pu�pose for w6h�eadt
<br /> " ` '�`'. debit to the F�ads was made.T6e Funds are ptedge�as additionai s�9 for a11 sums seaued by dus S�rjtY�saument. �
<br /> � :.,.;-�.,`'��;•;'%'��y If the Funds held by Lander exceed�he aawmats perauued w be held by a�pltcable law.Leader sLali acauunt w Borcowet
<br /> '� '� for the excess Fnuds ia aaootdance arith the�equiremenis of applicable law.If t�e amount of tbe Fimds he�d by I.endei at aaY
<br /> • k Y: ��_ .`.�;`�';"'• time is not sufficient W pey the Fss;mw Items afien due,L�ender may so notify Hormwer in writing.and.in sacli case Borrower. ,..�.
<br /> � =~ ; =�'i: shai!pay w L.endea the suwunt ne�saYY w make up the def ci�acy.Bo:rower sdall make aP the de�cleacy in no more tt�u � _.
<br /> ti '• _
<br /> �- � }� tweive monWy paymerits,at l.e.nder's sole discretion. °
<br /> , .. .:° �pOA PaYment ia fiill of all sums secumd by this Seauitl+Insuamenb LeaWer si�all pmmpt[y refiutd w�oirowet a�► � _
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<br /> : .�� Funds hetd Isy Leuder.If.under P�S�Ph 21.Lender shall acquire or sell the Pmperty.L�der,prtor to the scqa3sition or sate
<br /> � `L� ;:- �;�r��.. of the Pcc�peitY.ahall aDP23+�Y Funds hetd by I.eader at We time of acquisitioa or sale as a credSt against the sams seaued by 1��7.
<br /> >• ;.; �� .
<br /> .tbis Sec�ity Iusnuma�t• `��_
<br /> ; v, � -
<br /> -v" .� �;r:_�±�,•� ' 3.Appttc�fton aY Fpyme.ats.Untess appllcable!aw pmvides othetwise.all payments m,ceived bJ+L�der nnder pa�aB�PLs
<br /> - ...:� �,� _ 1 aad 2 sl�ali be applled•fuse.to aaY P�Y�t��due under tfre Note; second.ta a�rsoants payabte nader�h Z; --
<br /> r�'�, � ti�d.ta iate�st dae;fo�.w psl�►c�pa!dae:aad last.to any tate charges due under the Note. � —
<br /> -- -�:-;�-�:��"s�; ' 4.Cbae�ea;Liens.Borrower aball pay atl taxes.assessmems.cLarBes�fines aad imposit�ons aur�6ntabte W ttte Praperiy ---
<br /> . :,°,-'::�.:.c'';-=. whiCh may suain PrIoriry ovet this Sesviity Iastrameitt, and leasettoid payments o:grvund r�ts,if,aay. Bamower eheU pay ==_-
<br /> F ..: � �� � , ti�e obligations tn t6e mannes pmvided 1a Parag�t�2.or if not paId in tbat maauer.8mra�wer s6aU pay them on tbne directig, r-
<br /> ,.°.�.;:-,;� P.Y�i• fornish to Leader aU aot�ces of amonnts to be pmdd undes d�ts paraBraDh.
<br /> ,� r ,�r� w t h e p e rs a n o w e d a S o r r o w e r s h a l l p r o m p t t g U fumish to Lender rece�pts evidencing the paYments• �
<br /> � �,�F` If Bom�wer matces these papments directly.Bortowet shall gnnmp Y ,
<br /> " •� ;-�. Borrower shaU prompttY disc�arge asS'lien which 6as priaslty over•tbis SeauitY Insuument mtiess Botro�ver:(a)a$rees 1n. .
<br /> �� �, � ��,a, wr�HaB w�P�t of the obligation se�ure�Iry U:e iiea in a snanner accePtable w Leader.lb)��sts in good faith tl�°lien
<br /> �' :`
<br /> `-"�..;.-:_�: '-` whtch in the l.emder:s apialun operate to preveat the -
<br /> .",c. �,.X:'";,:t':.: by,.or defends agaiast enforcemens of the i�en in, legal p�adings --
<br /> , :r r' �- �eaforcemeat of the tIen:ar(c)s�ures from the huider of the tien an agc�emcnt satisfacxory to Lender subordlnating the l�ea to .
<br /> �:':'�.; thls Seaulty Inswmeat.If Lendet detenn9nes that atry part of We Property is anb,{ect to a lien which may attaia priorlty over �. :
<br /> '.,. ,;" ,�..�;',' � ve Borcawer a no6ce�dernitying the lien.Borrower shall satlstjr the lien or take ane os �r::-.:
<br /> ;. .,�• thls Seeurity Insnument.Lender ma�S�
<br /> --- = -�� � �na�e of ihe,aqtons set forth abo�e within 10 d$ya of the giving of notice. • �
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